Friday, December 25, 2015

2015 Christmas Day post

 As 2016 is nearing ... we are all reflecting on our 2015 ... what were those significant events or things we have done.

I am doing many things at a time, trying my juggling skills ... i do get distracted. So ... i do need to look thru the whole year and see which one i will want to focus in 2016.

FOCUS is what i needed.

My FOCUS will still be my trading-group ... making sure all profiting and learning what trading is about. Also ... FOCUS in my FCPO trades which i m doing consistent now.

That will be my MAIN FOCUS : My trading group and FCPO.

Grow from there ... I will definitely could be a better trader in 2016 as I m still improving.

FOCUS in living ... to be with my family more often as I have 'neglected' them for far too long ... so, i will be visiting more of those 'out of city' trip with family ... spending time to reflect on lives, in general.

Next FOCUS will be my tuition classes which I need to maintain. I will still be busy with my tuition-classes ... another part of my income. While planning for next center, i will have to check if i could cope with the many things going-on.

As for blogs ... i personally prefer here. This blog is my 'cyber home' where i write about my trading-adventures and many 'personal' events. As we all grow to be better person ... it will be good to have a 'diary' to record our days/weeks/months ... to define a year.

As much as I want to write about my 2015 year ... it will be loooong ... and i m needing to go out again to spend some time, cherishing the Christmas decorations!

Happy Holiday.


Sunday, December 20, 2015

Get-away : 8 acres@Raub

I took a weekend off ... drove to Bentong-Raub on Friday and missed most of the 'Friday's show ... where FCPO rebounded!!

Anyway ... it is worth the drive ... a very nice get-away.

Matta Fair : We bought it cheaper during Matta-Fair ... but it is worth it, anyway.

We stayed here : ... check out the photo-gallery here ... nice.

This is one rare moment I m with my son ... enjoying. So ... after reflecting on the moments, I have decided to spend more 'get-away' time with my family. It is my new-year resolution. I just need to cancel a weekend(Sat/Sun) classes ... and be away from city. Making it a one-month once activity. Slowly ... I will invite some of our tratles(and family) to join in the fun ... have family-day outing plus book-sharing sessions at night!!

Will start to plan ... to have fun and enjoy more ... and reducing my work-work-work.

Live the life ... positively.

Have a nice Sunday.


Thursday, December 17, 2015

Reflection ... in the making

Morning ... waking up like a zombie today as I have classes the whole day while trading FCPO (it dived 70 points!! That is over reaction and I hold one long overnight. We shall check later).

After a whole tiring day (plus heavy rain), I attended our last TM meeting of the year. I have been missing for my TM meeting (Tuesday night) as I have my trading e-learning for past 5 months.

TM : I have shifted my e-learning for next new batch (Jan - May 16) to Wednesday nights, to accommodate to my ToastMaster meeting. Frankly, being a simple-chin-chai person, I dislike many things about TM ... it is too structured, rigid and formal ... arghhh ... those politics, biro ... rigidness is very very boring, those so called "professionalism". Anyway, I hv decided to continue in 2016 as I like the learning to SPEAK and also knowing few good people there. Make it few ... please.

Yesterday's topic was REFLECTION.

12.50 am : I was writing the above ... then, distracted and running around ... took a nap due to too tired, waking up in mid-night ... watching DOW. It is forming a shooting-star at the moment.

I will need to change my schedules next year if I m serious about writing-a-book. Yeah ... it has been delayed for 3-4 years now. I still feel that I prefer to write a blog(this one) as I could write anything I like ... tho mostly in my mind is my trading, it is also about my plans in life.

I have tried many things for the past 10-years of my financial journey, changing my whole mindset ... to be where I m today(financially). I have also tried(and failed) many trading strategies, trading insturments/markets ... for the past 7 years since I started my trading adventures. I have met many traders or investors alike. I have attended courses and talks. So ... in a way, I have gathered knowledge and experiences.

At the moment, I m into trading futures. Actually, I started fkli/fcpo some 2-3 years ago with a group of trading kaki but many of us got burnt(I left the group as the leader no longer active) ... I was too naïve then. This year ... I am making a comeback to futures-trading and the first-half was a struggle as I m learning it by myself. Yes ... again, I m starting from ground-zero .... by myself, creating my own trading system. It is not the system ... it is the emotion that kills most of us. Anyway, I have a one full 2015-year ... focusing on futures-trading(mostly FCPO) and improving well now. In 2016, I will be more into it ... but in 2016 too, I will be getting busier!!

Busy ... busy ... busy.

I do need to pause ... and reflect on many things I m doing. I do need to prioritise and drop many things I m doing ... to focus. I m lacking of that as I have been juggling many things at a time. So .... I m taking a weekend off (to a dusun at Pahang) .... and hope I could draw out the whole plan on that.

I need to make time for what is important in lives ... and eliminate time-wasting activities. Also, I have continued to eliminate many-many negative people in my life ... and move on. Those supportive ones, I do appreciate their helps/support. It is always in my heart ... to appreciate kind humans around me. Those came and taught me lessons ... for me to grow to be a stronger person.

I was a weak person some years ago. I m still soft and sentimental inside. There are too many soft-spots in me ... and many 'bad-intention' people around taking advantage on that (for their self-centered benefits)

It is almost 1.30am ... time for a rest. I will have another long day with classes from 8.30am tmr.

p/s : Will you buy the book I am going to write? It will be on how I managed to get out of the E-quadrant(employee).

Night ...


Sunday, December 13, 2015

A lazy Sunday ...

Morning ... Selangor won the Malaysia Cup (vs Kedah, 2 - 0). I used to go to Stadiums to support the team ... merah-kuning. Those were the days ... when Zainal still playing.

Anyway ... congrats to Selangor and we are having an off-day on Monday.

I went to BBW at The Mines, instead. Done my round 1 of buying books on Saturday but too heavy to carry ... and with two kids hanging around. So ... we went again for round 2 (books shopping) last night 9pm ... thinking at night might be lesser people ... arghh ....very wrong, it is Sat night where more people coming to check on the books-sales and today is the last day!!

These are my round-1 books ... making sure I do not buy those finances, business, management, self-help ... motivational books!! More "China" books and I will be travelling to YangTze ... yes, the great river.

YangTze ... my first visit to China will be to the river (not the wall) and the mountains. Perhaps the beach and seas ... something I noticed that I love more. The nature ...

Yeah ... I do love to indulge myself with these books ... it will be great if we could have few friends with similar interests ... to share those books over a coffee. I am creating that ... by starting with my book-sharing group --- click here to join

Till then ... I will still share some motivational/trading-investing/financial books I am reading thru online.

In future, I do hope I will have few good travelling-friends to be with me ... to climb Mt Kinabalu, diving at SiPadan ... to travelling to China(if I m rich enough, on me ... no issue).

Kindle : Finally ... after 3 - 4 years of wishing to have Kindle ... I was ill-afford one back then ... so, I told myself to 'delay gratification' ... wait till the technology improves and the price to drop. Last night, I decided to grab one as my own Christmas gift ... I seldom buy items for myself, anyway.

Oh yes ... before I forget ... today is the last day to The Mines. If you are there, try to do small-donation ...

It is meant for 60 hospitals. So, I bought some for the kids.

Shells : As I mentioned in the other post, I will 'show' the shells I collected so far. I lost a shoe-box full of another type of shells. Will need a 'home' for them. Now you know what I am collecting ... pssttt ... all I want for Christmas is .... hehe

Stamps : I cleared 8 stamp-albums and brought back my stamps, finally. Well ... it will take me some time ... to shop for nice stamp-albums. Yeah ... I will want to revive my interests in stamp-collecting. I have hundreds of FDC and will spend time on that. Again ... anyone to be my friend, and we talk about stamps or first-day-cover?

So ... my interests are collecting stamps and shells!! I do like reading books and listening to songs too, besides writing casually in the blog!! I m taking the challenge to write a book ... one day!! It has been 3 yrs now I procrastinated on writing a book. Haha ...

I do hope I will resume my 'bowling' and 'running'. The excuses of my knee-hurting been hanging on for too long.

e-learning : Ok ok .. I really need to start to promote my trading-lessons through online ... the e-learning!! It will be every WEDNESDAY 9pm to 10.30pm from Jan16 to May16. I need to put so many testimonials for my e-learning from those attended. Learning LIVE as the market is dynamic ... weekly basis of analyzing and Q&A is the only way those who really want to learn trading could learn. Contact me if you are interested to LEARN. We cant force a person to learn if he/she doesn't wants to.

Let's talk about money : SAVING

While I practice delayed gratification (live below our means), it is very important that we SAVE 10% of our income. I do spend another 10% to invest in MYSELF(joining groups, subscribe to magz, buying books, attending workshops and such).

So ... 'pay yourself first' concept is the initial step I took exactly 10 years ago!! My salary was about RM2,500 net ... so, I went to open an ASB account(loan from Maybank) and forced saving. I have been paying RM250 monthly for past 10 years ... without realising it. At initial stage, it was difficult as I was in huge-debt and very tight financially with my new-born boy.

During my last trip, I finally paid my last installment. As my income increases, 3 years ago ... I took another loan with Maybank (RM570 per month) ... another 'pay yourself first' concept. It forced me to SAVE.

As I was a financial IDIOT some years ago ... I have to force myself to SAVE. That is the only way for me to get ahead ... of my debt.

Note : The loan from Maybank is about 5.5% and ASB is paying me 7.5%, so the 'difference' of 2% is my profit, while forcing myself to SAVE. By the way, it is only for 'bumiputras'.

Now that my 1st-ASB saving expired, I am planning for a new ASB-II. They said I should take the 'maximum' amount of loan. Will check on that.

What else to blah-blah about? Hmm ...

yes ... new circle of friends!!

Yes ... old friends moving away from us ... for whatever reasons. There is always reason for everything? It is ok not to know ... but we need to continue to move as we need to set our goals ... enjoy the journey(leave those sour-grapes, bad people and those negative ones, for a start).

Will pause here ... and to continue with my YangTze book. Hehe.

Have a nice Sunday.

p/s : Don't worry ... we shall see more red-red in KLSE next week. Stay safe .... cut-loss if the key in trading.


Tuesday, December 08, 2015

KK Trip's blah-blah

Back home ... a place we called home is always a place to be. But ... when I m retired, I wish to make Sabah ... my home.

Tip of Borneo : It is worth it ... I drove up from KK for 3-4 hours and it is worth it. Actually, I have been Kudat many of times ... to buy those 'shells' for my collection (will show off some of my collections soon). Anyway .. for those never been to the Tip of Borneo, visit it ... the beach there is ... fantastic. My son said this is the best beach he loved ... second is Port-Dickson ... then only my usual Sepang's GoldCoast. Well ... kids don't lie ... but I do not like Port-Dickson. Will make a trip there again and stay there for few days!!

Kudat Pasar Ikan ... lucky to manage to catch these guys off-loading baskets of sotong-kurita ... and he is sporting enough to post for my shot. Haha ... and I joked with him "Kita kasi masuk facebook and blog". He just laughed.

wait ... I m watching crude-oil price plunging ... it went below USD38 last night .. and not USD36.70 ... so ... avoid O&G counters la.

wait ... I share the song I m listening now while blogging ...

ok ... where am I? My KK trip ...

ok ... talk about my charity-drive. From my trading group, I managed to collect a total of RM4k plus ... and used RM3.1k for items (blankets, towels, mandi-items ... rice, cooking oil, milo and such) ... for 30 poor kids in Pukak (Kiulu, Sabah).

I have to take two trips to send this Good Shepard Church(sister Sharon) and they will send the items to the home ... at Kiulu.

I have not complete my task ... I still have to get mattress for them but the sister needs to confirm with the 'home' as it is holiday time .. kids walked home to their kampong.

kakak 1

kakak 2

These two kakak work in the church .. and the kakak-1 knew the kids-hostel well ...

I will visit the kids personally next year when I m going in Apr-May for my Mt Kinabalu climb (contact me if you wish to join me!!).

Here .. I wish to thank many who have supported me emotionally for my cause. It is good cause .. they said. But ... I do things ... from heart. So ... it is for my own self-satisfaction. But, I sincerely thanked those contributed and ... for those encouraging me to keep up (I will).

wait ... I share another nice song(Indon)

On the 2nd day ... I drove to Kundasang, stayed there a night at Perkasa-Hotel. Visited the Desa@Kundasang ... nothing much and nowadays, it is very much commercialised. Wont visit Desa next time ... went to Tompohon Gate ... well, it re-opened the second day(limiting to 100 climbers per day now) after the earthquake.

I have climbed Mt Kina for 5 times ... up to the peak twice(gold cert) and Laban Rata 3 times (silver cert). By the way, I m not a cert collector ... so, I don't know if those cert still around. Haha ... I lost my Uni-degree cert too, fyi. Heck ... funny, human collecting certs not experiences.

It is 11pm now .. oil rebounds ... DOW down 190 points. Not much upside in KLCI but hoping it dives ... for us to go shopping.

Time to take a rest tho I wish to write more ... blah-blah more of stories.

Night ...


Sunday, December 06, 2015

Post #3194 from Kudat

Morning ... it is 3am here in Kudat. So ... where is this small town?

This is a map of Sabah ... a very nice place to stay. Supposingly a rich state with oil&gas, logs ... tourism. But ... besides, Sarawak ... Sabah is another poor state, instead. Well, I m not going to talk about politics ... but one may search how poor many REAL bumiputras here are ...

So ... to help out the poor? We could easily find many poor villages ... they are everywhere!! Those Kadazan, Dusun ...  Runggus and many more suku-suku kaum.

I am going to the "Tip of Borneo" later ...

Ok ... these are my on-goings ...

Charity : I am glad I could contribute a little to the 30 poor kids who are staying in an hostel, managed by Good Shepard Church ... and will write about them, to create awareness on their states and also to encourage more good-kind people to donate. They are the REAL needies. So ... I am determined to be back to help them and more of those remote-rural villages.

Markets : As I am on the move, the only stock I traded for a week is RHBCap (bought RM5.70, sold RM5.99) ... and yes, still managed to achieve my RM200 per-day target from the futures(FKLI/FCPO) this week. More consistent now from the day-trade.

Liverpool : Klopp .... the new manager effect is great at the moment. They managed to beat Chelsea and Man City. And they beat Southampton 6 - 1 (away) for a place in the semi. Great ...

Tuition : Still having to teach ... and in fact, more classes to handle. For 2016, I do need to slow-down on my tuition classes(by learning to say 'no'?). I need to focus in my trading more as I am doing more consistent in FKLI/FCPO now ... but I do still love to teach MATHS. Well ... will be managing tuition-centers and planning to open another one next year ...

Trading-group : I do hope to maintain my good records ... and with added "Learning Corner" in order for my trading members to learn ... trading. Also ... I am trying to improve my postings, e-meetings and contents.

Cohort-19 : I have just done a trading workshop for cohort-18(after 6 months of break?) a day before I flew in to KK. So ... I may plan for next workshop in Feb/Mac if there is a request.

Book-Sharing : I m joined a group " Roadmap to success" and discover that I could contribute ... by inspiring some of them who are keen to be successful. It is no secret ... hardwork, mindset and such ... but it is easier said than done kinda-stuff. We need constant motivation.

e-book-sharing : I have created my own group ... and to reach out to others, I m doing it thru online ... and enjoy sharing pages of some books I like ... I read and applying. It is open .... all are welcomed to join for free.

Biz : Venturing to invest in food-delivery service (Mobile-Waiter) as I m seeing the potential in these start-up. So ... I will be searching for another start-up to invest in. Perhaps JV with any entrepreneurs who have the idea to ... start? Anyone?? Contact me for a talk

WMT : This is Peter Yee's group where I am joining ... a lively group of successful people who shared similar wave-lengths on how we could use our MIND ... especially our NCM(non-conscious mind) to ... help us to achieve success.

Property : I am interested to learn more ... especially the auction-property-market. Might want to attend a course/workshop for that. Invest in myself is the best investment I knew of.

ToastMaster : I have adjusted my time ... for me to be able to attend the twice-a-month meeting. Yes ... time to get back to learn public-speaking and to get to know some of the members there. Those wish to join our MAD toastmaster group are welcomed. It is open to all.

Blogs : While I m supposed to write in more often ... I m certainly still much comfortable with my BlogSpot. Hmm ... time to move away from comfort zone?

It is year-end ... I have to trim down on things I m doing or handling as I m too occupied, lacking in focus. I m nearing my 50 ... needing to slow-down to enjoy LIFE with family. My two kids needing my attention more ... and my wife been with me thru the years I was struggling ... some 10 years ago!!

Time to reflect on the things I m doing ... people I met, books I m reading. TIME management is never my strength and I have learnt to multi-task. I have many groups ... and I will be dropping some of the things mentioned above ... focusing in few things (for better results).

Hopefully ... I will be able to meet more nice successful people with similar frequencies. Oh yes ... I have ignored many of my critics ... and those talk-kosong people ... they are still talking and critising me, I guess.

Live our own lives ... to the fullest. Learn from each other ... share!!

It is almost 4.30am now ... time to go to check on the sunrise!!


Friday, December 04, 2015

Christmas Charity Drive

Asrama Desa Pukak (ADP) is a hostel for primary school children located in the village of Pukak, Kiulu, in the district of Tuaran in Sabah. This hostel was established in January 2008 and is located about 1 hour 30 minutes away from Kota Kinabalu and. It has the capacity to accommodate 30 children.

The main objective of this hostel is to enable these children, who come from remote rural villages surrounding Pukak, to attend school on a regular basis so as to raise their academic standards and complete their primary education successfully.

If not for the hostel, these children would have to walk two and a half hours or more over hilly terrain to get to SK Pukak everyday. School attendance would be dictated by the weather and the strength of each child. Access to these villages is only possible by four-wheel drive vehicles traveling on gravel or mud tracks and few in the village have such vehicles.

I am glad that I could contribute a little to this small hostel ... in a rural area ... Kiulu.

I will be getting them towels, blankets, pillows and mattresses. Yes ... I managed to collect about RM2.6k (not RM2.6bil) for them ... and anything not enough will come from me. Will need to check the conditions ... perhaps they need fans, bed ... or even writing desks or tables. I will get the furniture shop to send to them.

Will take pictures ... and create awareness in in many ... on how poor many rural-kampong REAL bumiputras are ... reaching out to them will not be easy.

Asrama Desa Pukak
P. O. Box 20647
88763 Luyang
Kota Kinabalu, Sabah
Tel: 088-485 371
Fax: 088-485 372

time for real work ... and share the joy.


Thursday, December 03, 2015

It is Dec again ...Christmas Sales

Morning ... from Kota Kinabalu.

I m going to Papar ... might drive up to Beaufort later. Tenom-Keningau will be for tmr.

Doing nothing much ... except short trade in FKLI this morning to earn some points. It is the experiences that I m enjoying as I m still learning(very difficult leh) to trade futures.

RHBCap : Caught her nicely at RM5.70 ... when I was up there at Kundasang ... managed to go online!! Haha ... it closed RM5.78 on that day. I sold off part at RM5.99 yesterday ... and selling off today as I m moving.

RHBCap-OR done ... I was asking the group to watch RHB since the OR listed ... waiting for the day ... then as planned, when it rebounded ... grabbed on market price.

A short technical-rebound trade that done well. Still stuck inside Digi, tho. We shall see if yellow-man going to move ...

Anyway ... year-ending now ... we may see Christmas sales soon ... then, we go shopping, waiting for window-dressing. That is what I told my trading-members this morning. We keep cash ... for shopping.

I still remember I bought 10 penny-stock last year mid-dec when I was in KK. It was a Tuesday when I am suppose to drive up to Kundasang ... and bought WILLOW at bottom when I was up in the chalet there. Haha... great memory, tho. Yes ... I planned to buy 10 ... but bought 11 instead ... the last inclusion was SKPres ... one may check my 2014 mid-dec post ...

Preparing my 10 penny-stock list .... in case it dives as sharp as last Dec.

Have a nice week.


Tuesday, December 01, 2015

Sabah : Where my heart is

It is kinda cold here now ... 5.30pm ... Kundasang, near Kinabalu National Park.

KLCI up 10points ... I m on holiday and could not watch or trade. So ... it is kinda 'weird' as I m so used to be monitoring markets ... well, I think I do need the break.

Yeah ... I m slowing my pace ... and letting go of many un-real things in my life. In 2016, I will like to see minimal items ... will like to know more good human and learn the living-skills of living life to the fullest.

I know I m not financially rich(yet) ... but I will want to focus in few things and use my strength ... needing positive encouraging people to push me ... to move but at my own pace. Many things need to be done ... but I should not be too concern.

What I will want to do is ... be with my two kids. Yes ... time to spend more time playing with them and letting them to explore what they really like doing. My joy will be seeing them developing into healthy good-mannered kids. I will want to teach them to appreciate LIVE ... being thankful for all the beautiful things they could enjoy ...

Sabah ... this is the place I will want to retire. Yes ... it is still in my heart. I like the simple living of many Kadazan people here. They do have new huge shopping malls but I m always the jungle-person. I like trees ... rivers ... waterfalls ...jungles ... beach ... sea ... island. Yeah ... those are places I would like to be ...

---flower ----

2016 is nearing ... I m slowly becoming more REAL ... by eliminating many of those negative people and also negative elements.

2016 ... I m determined to make it another better year ... for my family and myself.

It is very difficult if we have negative people around us .... they will suck our energy. They will be always complaining and expecting the world to provide them. These are people who will only criticise us .... or others. Once we recognise these characters, we have to move ourselves away from them. It is wiser ... and this is something I have learnt ... and still learning. Saying NO to these people protected our mind ... our time ... our energy ... and yes, our lives.

Where my heart is?

It is not in Sabah ... it is in my family, my young kids.

So ... I m determined to eliminate these people, once and for all.

Time to get back to enjoy my dinner ... in natural cool place here.

Have a nice week ahead. We all should encourage each other to face lives ... POSITIVELY.