Friday, August 31, 2012

渡晚年有尊严 (Old age with dignity)

人的一生,大部份时间活在不自由中。
孩童时期,受父母约束。
学生时代,受师长严管。
完成学业,投入职场,受老板指挥。
受雇於人,在上班时间内,你没有支配你的时间的自由。
当然,你获得了应得的酬劳--薪金和福利。
由25岁至55岁,是你一生中最宝贵的岁月,为了生活,你把这段时间,卖给了老板,你根本身不由己。

人生如甘蔗
人生如甘蔗,被榨了30年,蔗汁榨干了,人老力衰,有如蔗渣,没有被利用的价值了,只好向职场说“拜拜”。
这就是人生的现实。
这就是现实的人生。
失去自由30年,退休后,你庆幸,你重获自由了。
在为生活打拼的岁月里,有许多事,你想做,无法做到。退休后,你自由了,可以随心所欲,实现你的心愿了。
例如你想什么时候看书,什么时候睡午觉,由你自己决定,没人会干涉你。
名山大川,在过去,心响往之,却不能去,因为没有时间。退休后,想去就去呗,别人管不了你。
是的,你自由了。
但是,很不幸的,这份自由,这福份,不是每一个人都有资格享受得到。
要享受这份自由,必须具备一些条件。

无“老本”无自由
其中之一,就是你要有“老本”。
没有“老本”,自由不属於你。
工作了30年,你的薪金加到了顶点,你从收入最高,到突然完全没收入,是一个一百八十度的转变。
但是,开门七件事--油盐柴米酱醋茶,天天还是免不了。
是的,儿女长大了,自立了,屋子和汽车供完了,人生的财务担子减轻了。
然而,医药费增加了,应酬费仍不能少。
虽然油价天天涨,汽车还是要用的。
还有种种意想不到的,不大不小的开支--老友的聚餐费、孙子的生日礼物、红白事的礼仪……还是不能免。
过去月入5千,开支4千,绰有余裕,你感到轻松愉快。
现在收入零蛋,即使开支降至2千,还是一种压力。
有限的公积金和积蓄,坐吃山空,恐怕不到几年就化光。
伸手向儿女要钱吗?
现在百物腾涨,初入职场的儿女,收入有限,每月捉襟见肘,即使能勉强挤出一些给你,也只是一、两百令吉,杯水车薪,於事无补。
不是儿女不孝顺,而是他们也面对生活的压力,自顾不暇呀!
每当你想到,你可能活到85岁,还有整整30年的日子要过哩,你要面对30年通货膨胀的开销。
想到这些,你不寒而栗,在用钱时,根本不敢轻举妄动。
不敢轻举妄动,等于自我设限。什么事都要三思而后行,什么开销都要精打细算。
换句话说,你重新失去自由。
而限制你的自由的,不再是你的老板,而是你自己。
你再失自由,是因为你没有享受自由生活的条件。
这就是关键所在。
要过自由的生活,你必须具备一个条件:“财务独立”。
“财务独立”就好像国家独立一样,几事能自己当家作主。
“财务独立”的定义是:你在退休后,仍能保持最后一个月薪金的收入。
不但能保持,而且还有能力每年给自己“加薪”,以抵消通货膨胀的侵蚀,保持你的生活素质。
不但要保持生活素质,而且应该加以提高。
因为你对社会作了30年的贡献,理应获得更高生活素质的补偿。
这样的人生才有意义。
“财务独立”就是你有足够的财力,去过你理想的退休生活。

财务独立不成负担
“财务独立”使你在晚年,不至成为儿女的负担,反而有能力作他们的后盾,使他们无后顾之忧,在事业上,勇往直前。
你是“化作春泥更护花”。
有“财务独立”,才能做到“人到无求品自高”。
有“财务独立”,晚年生活,才有尊严。
对“财务独立”,你梦寐以求吗!
如果是的话,那么,你必须由现在起,就全力以赴,学习投资。
单靠薪金收入,你不可能在退休后达到“财务独立”。
努力储蓄,只是走向“财务独立”的第一步。
如果你把钱长期摆在银行,即使你缩衣节食,拼命储蓄,也不可能达到“财务独立”。
3.5%的存款利息,无法使你的储蓄,发挥复利增长的魔力,把你推向“财务独立”的水平。

现在就学投资
惟有通过高回酬的投资,理想的是15%以上,才有可能让复利增长,发挥创造财富的神奇力量,将你推进“财务独立”的殿堂。
只有投资才有可能使你的“财务独立”,梦想成真。
银行利息没此可能。
现在就开始学习投资。
现在就投资。
不要等

English (google translate)

Person's life, most of the time living in the lack of freedom.
Childhood, constrained by their parents.
Student, strict control by the teachers.
Completion of their studies, in the workplace, by boss Command.
Employed people during working hours, you do not have the freedom to dominate your time.
Of course, you get the deserved compensation - salary and benefits.
From 25 years old to 55 years old, is the most precious years of your life to make a living, you have this period of time, sold to the boss, you do involuntarily.

Life is like a sugar cane
Life, such as sugar cane, virgin 30 years, cane juice drained old languisheth like bagasse, be of value, had to say "bye" to the workplace.
This is the reality of life.
This is the reality of life.
Loss of freedom for 30 years, after retirement, you glad you free.
In the years of hard work for a living, there are many things you want to do can not be done. After retirement, you are free, can be arbitrary, realize your wish.
For example, if you want to when reading a book, when taking a nap, and decide by yourself, no one will interfere with you.
Mountains and rivers, in the past, the heart aspires to, but can not go, because there is no time. After retirement, want to go to the pictures, nobody can stop you.
Yes, you are free.
But, unfortunately, this freedom, this blessing, not everyone is eligible to enjoy the benefits.
To enjoy this freedom, you must have certain conditions.

"Capital" are not free
One is that you need to have the "capital".
Not "rest on our laurels, freedom does not belong to you.
30 years, your salary to a vertex, from the highest income, to suddenly no income, is a 180-degree change.
However, it is open seven things - oil, salt and rice and firewood sauce vinegar tea every day or inevitable.
, Children grow up, self-reliance, the house and car for over, reduce the financial burden of life.
However, the increase in medical expenses, entertainment expenses is still not small.
Although oil prices rose every day, the car or use.
There are all kinds of unexpected, sort of a small expenditure - an old friend of the dinner fee, the grandson's birthday gift Baishi's etiquette ...... or not Free.
Past 5,000 monthly income and expenses 4,000 Chuoyouyuyu, you feel relaxed and happy.
Income Ling Dan, even if the expenditure fell to 2,000, or a kind of pressure.
Provident fund and savings, limited rest on its laurels, I am afraid that is less than a few years of light.
Hand money to the sons and daughters of it?
Soaring Teng rose, the sons and daughters of entering the workplace, limited income, monthly stretched, even if we can squeeze out some of you just one to two hundred ringgit, a drop in the bucket does not help.
Not children of filial piety, but they also face the pressures of life, a leg to stand on you!
Whenever you think you might live to be 85 years old, there are exactly 30 years from the day to be over miles, you have to face the cost of inflation in 30 years.
Think of these, you shudder with money, did not dare to act rashly.
Not to act rashly, equal to self-handicapping. What should think twice, what overhead must plan carefully.
In other words, you lose their freedom again.
Limit your freedom is no longer your boss, but your own.
Your loss of freedom, because you do not enjoy a free-living conditions.
This is the key.
To lead a life of freedom, you must have a condition: "financial independence".
"Financial independence" as if the country's independence, a few things can be the masters of their own affairs.
The definition of "financial independence": you maintained last month salary income after retirement.
Not only to maintain, but also the ability to give yourself every year "pay rise", in order to offset the erosion of inflation, to maintain the quality of your life.
Not only to maintain the quality of life, and should be enhanced.
Because society made 30 years of contributions to compensation, should get a higher quality of life.
This life meaningful.
"Financial independence" is that you have sufficient financial resources to've been to your ideal retirement life.

Financial independence is not a burden
"Financial independence" in their old age, not to become the burden of the children, but have the ability to make their backing, so no worries, career, courage.
Are you into Chunni more quadrangle.
"Financial independence" to do "the No Desire CLOWN.
"Financial independence", in later life, have dignity.
On "financial independence", you dream of you!
If that is the case, then you have to from now on, we go all out, learning investment.
Salary income alone, you can not reach retirement financial independence.
Savings efforts, is only the first step toward financial independence ".
If you put in the bank for a long time, even if you shrink clothing diet desperately savings, it is impossible to achieve "financial independence."
3.5% interest on deposits, so that your savings can not play the magic of compounding growth, you push the level of "financial independence".

School investment now
Only by the high returns of investments, is more than 15%, be possible to let the compounding growth, play the magic to create wealth, you will promote the "financial independence" hall.
Only investment will it be possible to make your financial independence, a dream come true.
Bank interest is not possible.
Now start learning investment.
Now investment.
Do not wait

Malay (google translate)

Kehidupan seseorang, kebanyakan masa hidup dalam kekurangan kebebasan.
Kanak-kanak, dikekang oleh ibu bapa mereka.
Pelajar, kawalan ketat oleh guru-guru.
Tamat pengajian, di tempat kerja, oleh Perintah bos.
Bekerja orang semasa waktu bekerja, anda tidak mempunyai kebebasan untuk menguasai masa anda.
Sudah tentu, anda akan mendapat pampasan yang berhak - gaji dan faedah.
Dari 25 tahun hingga 55 tahun, adalah tahun yang paling berharga dalam hidup anda untuk membuat hidup, anda mempunyai tempoh masa ini, dijual kepada bos, anda lakukan secara sukarela.

Kehidupan adalah seperti tebu
Kehidupan, seperti tebu, dara 30 tahun, jus tebu bersaliran lama languisheth seperti hampas tebu, nilai, tetapi untuk mengatakan "bye" di tempat kerja.
Ini adalah realiti kehidupan.
Ini adalah realiti kehidupan.
Kehilangan kebebasan selama 30 tahun, selepas bersara, anda gembira anda percuma.
Dalam tahun-tahun kerja keras untuk hidup, terdapat banyak perkara yang anda mahu lakukan tidak boleh dilakukan. Selepas bersara, anda bebas, boleh sewenang-wenangnya, merealisasikan hasrat anda.
Sebagai contoh, jika anda mahu apabila membaca sebuah buku, ketika sedang tidur, dan membuat keputusan sendiri, tiada siapa yang akan mengganggu anda.
Gunung dan sungai-sungai, pada masa lalu, jantung bercita-cita untuk, tetapi tidak boleh pergi, kerana ada masa. Selepas bersara, mahu pergi ke gambar, tiada siapa yang boleh menghalang anda.
Ya, anda adalah percuma.
Tetapi, malangnya, ini kebebasan, berkat ini, tidak semua orang layak untuk menikmati faedah.
Untuk menikmati kebebasan ini, anda mesti mempunyai syarat-syarat tertentu.

"Modal" tidak bebas
Satu adalah bahawa anda perlu mempunyai "modal".
Tidak "berpuas hati kami, kebebasan tidak tergolong kepada anda.
30 tahun, gaji anda kepada mercu, tiba-tiba anda dari pendapatan tertinggi tiada pendapatan pada seratus lapan puluh darjah giliran.
Walau bagaimanapun, ia adalah terbuka tujuh perkara - minyak, garam dan beras dan sos cuka kayu api teh setiap hari atau tidak dapat dielakkan.
, Kanak-kanak membesar, berdikari, rumah dan kereta selama lebih, mengurangkan beban kewangan hidup.
Walau bagaimanapun, peningkatan dalam perbelanjaan perubatan, perbelanjaan keraian masih tidak kecil.
Walaupun harga minyak meningkat setiap hari, kereta atau penggunaan.
Terdapat semua jenis apapun tidak dijangka, perbelanjaan kecil - seorang teman lama fi makan malam, hari lahir cucu hadiah Baishi etika ...... atau tidak Percuma.
Lalu 5,000 pendapatan bulanan dan perbelanjaan 4000 Chuoyouyuyu, anda merasa tenang dan gembira.
Pendapatan Dan Ling, walaupun perbelanjaan menurun kepada 2,000, atau jenis tekanan.
Provident dana dan simpanan, rehat terhad pada hati, saya takut yang kurang daripada beberapa tahun cahaya.
Tangan wang untuk anak-anak dan anak-anak perempuan itu?
Sekarang yang melambung tinggi Teng kanak-kanak yang memasuki tempat kerja, pendapatan terhad, bulanan menjangkau, walaupun kita boleh memerah keluar beberapa anda hanya 1-200 ringgit, penurunan dalam baldi, tidak membantu.
Bukan ibu bapa daripada kanak-kanak, tetapi mereka juga menghadapi tekanan hidup, kaki untuk berdiri di atas anda!
Apabila anda fikir anda mungkin hidup untuk 85 tahun, terdapat genap 30 tahun dari hari untuk menjadi lebih kilometer, anda perlu untuk menghadapi kos inflasi dalam tempoh 30 tahun.
Fikirkan ini, anda rasa tidak suka dengan wang, tidak berani bertindak terburu-buru.
Tidak bertindak terburu-buru, sama untuk diri handicapping. Apa yang harus berfikir dua kali, apa overhed mesti merancang dengan teliti.
Dalam erti kata lain, anda kehilangan kebebasan mereka lagi.
Hadkan kebebasan anda tidak lagi bos anda, tetapi anda sendiri.
Anda kehilangan kebebasan, kerana anda tidak menikmati keadaan hidup bebas.
Ini adalah kunci.
Untuk menjalani kehidupan kebebasan, anda mesti mempunyai satu keadaan: "kebebasan kewangan".
"Kebebasan kewangan" seolah-olah kemerdekaan negara, beberapa perkara boleh menjadi tuan hal ehwal mereka sendiri.
Definisi "kebebasan kewangan": anda mengekalkan pendapatan gaji bulan lepas selepas bersara.
Bukan sahaja untuk mengekalkan, tetapi juga keupayaan untuk memberi diri anda setiap tahun "kenaikan gaji", untuk mengimbangi hakisan inflasi, untuk mengekalkan kualiti hidup anda.
Bukan sahaja untuk mengekalkan kualiti hidup, dan perlu dipertingkatkan.
Kerana masyarakat yang dibuat 30 tahun sumbangan kepada pampasan, perlu mendapatkan kualiti hidup yang lebih tinggi.
Ini kehidupan yang bermakna.
"Kebebasan kewangan" adalah bahawa anda mempunyai sumber kewangan yang mencukupi to've untuk kehidupan persaraan yang ideal anda.

Kebebasan kewangan tidak membebankan
"Kebebasan kewangan" dalam usia tua mereka, tidak menjadi beban kanak-kanak, tetapi mempunyai keupayaan untuk membuat sokongan mereka, jadi tiada kebimbangan, kerjaya, keberanian.
Adakah anda ke dalam empatsegi Chunni lebih.
"Kebebasan kewangan" untuk melakukan "badut Tiada Keinginan.
"Kebebasan kewangan", dalam kehidupan kemudian, mempunyai maruah.
Pada "kebebasan kewangan", anda impian anda!
Jika itu berlaku, maka anda perlu mulai sekarang, kita pergi semua keluar, pembelajaran pelaburan.
Pendapatan gaji sahaja, anda tidak boleh mencapai kemerdekaan persaraan kewangan.
Usaha Simpanan, adalah hanya langkah pertama ke arah kebebasan kewangan ".
Jika anda meletakkan di bank untuk jangka masa yang panjang, walaupun anda mengecut diet pakaian terdesak simpanan, adalah mustahil untuk mencapai "kebebasan kewangan."
Faedah 3.5% atas deposit, supaya simpanan anda tidak boleh bermain sihir pertumbuhan pengkompaunan, anda menolak tahap "kebebasan kewangan".

Pelaburan sekolah sekarang
Hanya dengan pulangan pelaburan yang tinggi, adalah lebih daripada 15%, mungkin untuk membiarkan pertumbuhan pengkompaunan, bermain sihir untuk mencipta kekayaan, anda akan menggalakkan "kebebasan kewangan" dewan.
Hanya pelaburan, ia akan menjadi mustahil untuk membuat kebebasan kewangan anda, impian yang menjadi kenyataan.
Faedah bank adalah tidak mungkin.
Sekarang mula belajar pelaburan.
Sekarang pelaburan.
Jangan tunggu!

copied from i3

TEH

Thursday, August 30, 2012

Too busy, too lazy

I do have just half hour to blog now ... I was very free in the morning, if I wanted to write but ... I was lazy. Haha ... coming from a person who has been working his butts out for few years now, I am lazy. I have to admit that at times, I am lazy to blog ... prefer to hide in our groups and chatting away ...

How about the majority of those in markets? Yes, majority are ignorants ... too busy to manage their own money. So, many will prefer a 'safe' FD or UT, let the money grow at 2-4%(of coz, you UT agents will tell you they have consistently giving 8-12% dividends ... yeah right ... those agents earning commisions, ok? Think?)

So ... majority of us are ignorants when it comes to personal finances. Due to that, we use credit-cards(a few cards too), we take bad-loans with high interests to feed to our WANTS, but not needs. That is one huge part of the majority ... those 80% of young ones, and not so young ones too. I was one of them .. I WAS. Never really think much about money, easy-going ... don't see TIME as so precious, to learn and contribute. Never realise about inflation ... retirement is far from nind ...

Someone suggested to me to write in parts, in advance and plan my postings!! I never thought of such ... and I won't do such. My blog has been "LIVE" and previous, I even posting LIVE prices, LIVE KLCI levels ... check my 1-3 years ago postings, you will get what I mean that I am 'real' and 'alive'. I do not pre-plan what to write, nor I benefitted from my postings. I simply go ... online, put whatever I like to write about ... for MY own pleasure reading.

Wait a minute, I am no longer alone? I do have 30+ readers back then ... those were the days when I was still newbies, readers like "Remnant"(a blogger who been close to my heart now), "Imoogi"(whom I saw him hanging in i3 now) ... those were the good days when I could write whatever *$&&* that I like ... posting whatever songs/clips ... and won't get any nasty complains(about my postings not relevent to THEIR stock analysis ... as if I owe them?) ... and some even pointing out that I manipulate some stocks, buy ... then write it here for many to buy while I do the distributions. Some thought I am working with market-syndicates ... gosh, I have those envious ones, felt threathen that I might expose their truth(of ^(&^* things they are doing, only known to themselves) ... I am no long a 30+ readers-blog. I have a whole group of tratles(yup, it is more than 30+ of them, honestly) ... I am being followed by my stock-watch, checking my buying-selling. So .. see, I am real and kicking ... and I want my blog to stay as 'alive' as I am, rather than pre-plan on what I want to 'manipulate'? Haha ... I could laugh it off now, they are good in imagination, but these are bad-apple in our trading lives. Face it ... they are MANY promoters in forums ... face-it, you e-mail being bombarded by those ADVertisements asking you to join their trading group, blah blah ... face it, it is a MARKETING gimmick that many suckers plunged into. Until you get real and face such reality ... I am not a person you will like to be with.

Anyway ... tmr is MERDEKA day ... I am not excited about the flag-deco or jalur-gemilang? It is the time to check to sell more stocks. It is moving into Sept ... where the song 'wake me up ... when Sept ends" will be played again. I really miss my blog ... when I could write and let things flow. I do know some bloggers writing for THEIR own personal gains and hidden agenda.

Well ... at least I am still who I am ... a simple person, who still stand to help many around. It is not easy ... never easy to shoulder more reponsibilities, getting myself so involved and really tired ... I wish I could rest but ... I am starting my crazy 100+ sheets of paper-marking soon. It is endless ... I hv stacks of loads to be done ...

I want to keep my blog as much as personal to MYSELF ... but I know that is no longer possible. I have pairs of eyes ... lurking to check on my mistakes, my wrong writings for them to shoot me. Sigh ... few bad-humans tinting the innocent pages.

Not only I am very busy ... I am getting lazier to write as markets at high. I am very interested with HKSE now, with China markets dived back to 2009-Mac low.

Time for invigilation ... and more jogging sessions with my kids.



TEH

Tuesday, August 28, 2012

e-meeting groups

I just had my first trial e-meeting with my tratles and e-tratles. I am exploring ... and it is cool.

Next month, I am going to start a 'stock-analysis' ... through online, to cater for those who wish to ask me to analyse stocks for them. Yes, it is possible now ... as I have many readers not from klang valley. Those who wish to learn thru online will be joining my e-learning while those who just wish that I analyse their stocks could join my 'online stock analysis'.

Yes, I do have clips done for my e-tratles ... but it is not interactive. With 'live' analysis, certainly they could ask questions too!!

cohort-8 : If u r in Klang Valley, you can join our tratles-group by coming for the basic trading classes. Otherwise, you may not understand what I am talking about.

e-learning : If you are not able to attend classes, then the next best option is to join the e-learning where I will teach from basics ... thru clips, facebook and blog, and now with 'live' interactive e-meetings.

stock-analysis : This is a closed group only for my tratles ... and on Saturdays. Currently it is full, with my cohort-7 coming in.

e-stock-analysis : Now I could invite my readers who wish to be in touch with me and to analyse their stocks. It will be thru online!!

contact me thru e-mail cpteh@yahoo.com

Nitezzz

TEH

Monday, August 27, 2012

Monday's blah blah

It is Monday ... schools re-open, back to work and busy schedules. It is Monday blues for me as MC scored twice due to school-kids blunders by the defenders. Sigh.

FKLI : Covered my short and taken small profits. The total profits after 4 trades(3 - 1) is RM955. This is our first month in FKLI. Nice.

Monday, December 21, 2009 : 8.55 am : Monday morning ... tmr will be my last day in this school, saying bye-bye to some nice people here. Well, most of them are very nice(KK people generally are nice!) and if I have to pick a not-so-nice person, it could be ME. Hmm ...

I have been busy looking for a place(room/apt at Subang) to stay, with a view to buy a property in Subang/Sunway area in 3 years time

The above was written in 2009, Dec ... It was Monday, and my last days with Ins. Sinaran. I missed my good nice colleagues there. I seldom have time to mix around with them as I was so engrossed with my readings and such. It is 2009 ... today is 2012 ... nearing Dec, it was 3 years ago. My blog showing my trading adventure ... I was un-known, I was writing in daily basis of my learning, sharing with many what I am reading and trading. Today, I could not 'chase' away my readers, I longer reply e-mails or do not want to waste my time to reply to those nasty comments. If u get someone envy you, you are in the right direction of moving higher ...

Yes, I have bought my own place in Subang here. I am still working full-time, having part-time Math tuition classes to supplement my high commitments, plus teaching basic trading for those who wish to learn, at the cheapest of price. Yes ... I missed Sabah ... but I m adapting well with current fast-pace, non-stop racing ... in rat-race. When will I be off the wheel?

to be continued ...

TEH


Sunday, August 26, 2012

Sunday's blah blah

It is time to rest ... just came back from the park, jogging and taking my son to prepare for his Giant Kids Run. Last year he 'lost' as he lost his focus ... and this year he is determined to do well. As parents, we could only give them the opportunities and encourage our kids to venture into what he may like to do ... most important point to me is never the 'winning'. It is the spirit, the journey and values he could pick from there.

One week holiday is over ... it is rather fast. I hardly able to do much things ... hmm ... still wishing for the day(3-5 years later) that I do not need to clock-in-clock-out of a working place, filling the rat-race(tho I never bother to race ... I let u win la) cycles while earning a monthly wages. The 'security' of a job is still great, and not willing to let-go of such ... err ... 'security'.

Charity drives begin ...

Last Friday, I went to Rawang's ophanage ... yeah ... managed to give away items I have bought. It is nice ... the Malay lady taking care of unwanted kids, 30 of them(13 girls, 17 boys) in two seperate homes. She is a very strong lady, and adopted an handicap Chinese girl. It is touching when I suggested that she let the Selangor welfare people to take care of the girl when she shed tears, stating that she has taken care of her since she was 1-year old baby. She is 6-year old now. The girl's parents met with accident, and passed away .. the old granny has to give away 12 of the kids ... and she is the un-able girl, unwanted ... and this Malay lady adopted her. Amazing stories, right?

I brought my privileged kids there ... and will expose them more on such, letting them to know there are many poor kids, without parents and without any much items to play with. She was given RM20k per year thru 'zakat'. Well, needing 60kg of rice per month, we brought 100kg only. Next time, I will send her 300kg, perhaps engage a kedai-runcit to send them 'beras' regularly 100kg per month. That is basic ... rice, the kids need to eat, ok? So, I will need to budget RM500 per month to buy rice, flour, sugar and biscuits.

I felt touched ... and feel that she needs help. I m not giving any cash ... but rather to provide her the bacis food that she needs. I want her to 'free' from the stress of searching for these basics, as she said that at times, she has to call someone to beg for some food. These should not be happening ... so, I asked her to call me anytime, whenever she needs food. No more begging ... just get from me, I will ask the nearby kedai-runcit uncle to send to her and bill me.

Indeed touching as 4 of my tratles followed me, helping me to carry those items. I have been carrying those by myself up/down stairs. But ... all the 'hardwork' pleasing me so much ... craving a big smile in my heart. I thanked everyone in my tratles-group for the RM3k donation we collected in a week. That should be the best Raya-cheers for her ... and the kids under her care. Thanks.

I have been donating to the church in Puchong, where they do volunteer to help those kids-home during Xmas by buying them school-items and being 'Santa'. My contributions for past two years since back to KL) is very small. Hence, that will be my next drive ... coming Xmas time. I want those poorer homes ... some homes are well taken care of. I want to reach for those REALLY needing ones ... and wont mind to place RM5k this time around with the willing heart of my tratles.

Why my tratles willing to help me ... besides they are kind-charitable Malaysians? Because ... I charged them cheaply in attending my ah-pek trading class, and they appreciate me very much. I  touched again ... feel good seeing many of them doing well in markets, while some still learning ... indeed, it is like making my two dreams coming true in one deed. Teach them how to profit from markets, those appreiciative ones will 'pay' more ... not to me, but to my cause, which they seen as ... noble. Do you think money could buy those 'feelings' of being appreicated, making your inner dream to come true?

What? Your dream is to drive a BMW? Hmm  ... we are different, that is all. One of my tratle said I am a 'robin-hood', profitting from markets and give away the proceeds ... hmm ... yes, I will do it in greater scales, for sure. I will 'use' my whole group to profit from markets, chanelling the funds into my charitable dream!! Hehe ... now you see clearer my goals?

Trading adventure continues ...

My trading adventure is always on-going ... and being seen as cikgu now by my tratles, I am more that willing to share with them ideas and methods or systems I am applying. It is difficult to follow my steps as I am LOGICAL human, I am a real trader. That is difficult as I put out many groundworks, homeworks to be done ... not many could take the pace, and I have 2 young ones  dropped-out from my cohort-7(citing time and family commitments). Cohort-7 is too pack, anyway. In a way, I am glad that those can't commit to drop earlier. It will be a waste of time(my time too) and money, if one is not committed. If only profitting from market is THAT easy ... yeah right, I know your non-logical brain reading these lines will tell me how to punt or gamble. How you gained few hundrends or thousands percent punting into those GPro and such. Hmm ... you are too good for me.

I am slow ... and making my journey too slow for majority to understand. How taking such slow pace of learning while we could just use turbo-jet ... zrroomm ... in our learning. Is there really so much to learn about trading? Of coz ... if you are newbies, you may not even know what UMA means. I was surprised that my cohort-7 most of them aware what UMA means!! Haha ... but but ... do you know how to trade when UMA being issued? Hmm ... that is more interesting, right?

I do have few enquiries for my cohort-8, planning to start in Nov. That will be my last cohort for this year. Next year may not be as cheap(want to use the money to start my charity-drive!!) ... as I will want to teach only those willing to learn. Those newbies are the one benefitted the most as I am teaching BASICs. By discussing and listening to many senior tratles, they will gain valuable insight about markets, and after 2-3 years, I believe they will do well. Then, they will buy me moon-cake, cheese-cake, choc ... treat me free drinks, free lunch, free ... dinners? Ok ok .. cohort-8 is still open(email me at cpteh@yahoo.com )

What is next in my trading adventure ... ? I have just ventured into FKLI, testing the water. I will consider FCPO too. I am a learner ... I am a novice. I want to learn as much first, before I could teach. I will share ... here ... or in my group-pages what I am learning.

Ok, I hv few more testimonials by my tratles to show. These are real un-edit testimonials. Haha ... I owe them drinks. ouch. Here is one.

By JL : Mine shorter bit, not good at marketing :)

I was a skeptic in TA until I experienced FA can only determine what stocks to buy but not the best price to enter. From there, I googled for TA blogs, followed few but the only one that striked me was CP's blog - simple and very easy to understand. When I learned he also conduct trading classes, it was a no-brainer decision. His trading course contain 5 different modules (5 Saturdays) which provide students the time to learn progressively and know what QUESTIONS to ask in the next meeting. Crash courses could not provide that and further cost thousands. CP also setup an online group for students to continue learning, share information and analyze live trades. Personally CP helped me to walk the trading path, which I intend to integrate the knowledge and experience into my investment plan.

JL is one experienced traders, but new to TA. He is from them school of FA(like me) and currently very dedicated to learn from me and few good traders in our group. I will rank him as one my very hardworking, motivated person when it comes to learning. We are trading FKLI together at the moment, and he is 'selected' for his sheer hardwork, obviously. Today, I m very glad he is in the group as he is not selfish to share his readings, knowledge, learnings with the other members. Thanks, JL.

Note : He is not JL(Julian Lim, my ex-doc friend in Sabah(read 2009 posts), my first student who do not appreciate my free teaching and coaching him, and bite me after that).

Remnant : Thanks some of your latest comment. Yes, each time I reminded of JL, I will remember that you were there for me, consoling me ... asking me to continue my trading adventure, minus JL. I am doing well today, always thanking you, bro. God bless.



Alright ... time to go.

Happy Sunday ahead ...

TEH

Friday, August 24, 2012

Stock Talk : JCY



JCY : Resistance at 1.60 ... so, when I wrote about JCY being speculated and 1.60 is a SELL, I hope someone will listen ... and sell. Today ... you can see HUGE selling, and the long black candle-stick certainly trashing out many newbies, novices ... who believe those in forums, those so-called good broker reports .. those cooked up stories about Thai-flood ... those telling you about Seagate or WD's sales ... those telling you about USD-MYR and many more stories ... to cook a good story ... making many to believe that a stock was traded at 40cents, targeted 30cents by RHB's expert(I went to market talk in Klang then ... he downgraded JCY to 30cents, ok? And it shot way above RM1, actually) ... only to see ... moving to RM1.60.

err ... what is the IPO prices again?

So, it is tradable ... I agreed. I went for JCY-ce when it was hot ... few times but I dropped JCY about 1-2 months ago. Do you know why? Because many in forums like her, talked about her ... and jumping happily each time it moved higher .... yeah ... RM2 soon ... or RM3 ... target RM4? Don't worry, more cook up news will be in play ... we watch for privitisation news, perhaps new 'knight' in the picture ... and it recovers ... way beyond RM1.60 this time?

We shall see tmr .... ooopss ... later, I mean.

I need to sleep as I hv to carry hundreds of kilos of items for my trip to an orphanage in Rawang with four of my tratles(volunteered to help me).

zzzzzzzzzzzzzzzzz .... dive further, JCY ... check RM1 and 80cents ...

TEH

Thursday, August 23, 2012

Stock Talk : Alam


Alam : As we bought at 0.50, and most of us sold at 0.55-0.57 in that one day gap-up, shot high ... it is a SELL to me. That is my trading system, using common sense, some news analysis ... technical analysis, and checking the fundamental too.

Well, there are many new readers ... who do not know me well enough as they are NEW.

Do you know what is RA in my blog?

Nope, not the tele-com stock(KZen) ... I only wrote about her once as it was penny and gorengable? If you do not know what RA means to me, you are a new reader.

RA = Rojak Analysis.

If you read my blog about 2 years ago, you will see the components of my analysis. Then, you won't jump into the conclusion that I m pure technical person, or pure punting-kaki ... worse of all, thinking I just bull-sh*t here and I do not trade. Hmm ...

RA = FA + TA + NA + PA + HA + SA

Now, the SA is a new component I just added in. While the weightage of each component has changed, the basics remain the same ... trading is THAT difficult, but we should have our own trading system, then ... improve the system, consistently analyse our weaknesses and maintain what is working ...

It takes years to work it out ... so, do you think it comes cheap? Think again.

I am going to have my cohort-8 coming NOV. Those interested to join our group(no lose money group, ok? ... ask many in the group why they so excited to come for meetings?) ... please e-mail me cpteh@yahoo.com.

You need to have GOOD mentality. Those who like to yak in forums, those egoistic(will not learn well, as u r too good for me) ... those think that cheap is not good, tho not willing to learn and thought trading is what they heard in advetisements(see how we catch 20% profit in E&O recently ... or see how our software trigger a buy-call in Orient at RM4 before it doubled to RM8) ... those LOGICAL traders ... are welcome. Newbies are encouraged to join(so that you wont LOSE money), novices could learn from the whole tratles-group ... and those experts need not to bother, but welcome to join us for yam-char and talk about stocks/trading!!

So, I spelt it out those should join us(no experiences --- less than 3 years --- those losing money, those dont know technical analysis or fundmental analysis).

TEH

Wednesday, August 22, 2012

I was here by Beyonce




I wanna leave my footprints on the sands of time
Know there was something that, meant something that I left behind
When I leave this world, I'll leave no regrets
Leave something to remember, so they won't forget

I was here
I lived, I loved
I was here
I did, I've done everything that I wanted
And it was more than I thought it would be
I will leave my mark so everyone will know
I was here

I want to say I lived each day, until I died
And know that I meant something in, somebody's life
The hearts I have touched, will be the proof that I leave
That I made a difference, and this world will see

I was here
I lived, I loved
I was here
I did, I've done everything that I wanted
And it was more than I thought it would be
I will leave my mark so everyone will know

I was here
I lived, I loved
I was here
I did, I've done everything that I wanted
And it was more than I thought it would be
I will leave my mark so everyone will know
I was here

I just want them to know
That I gave my all, did my best
Brought someone some happiness
Left this world a little better just because

I was here

I was here
I lived, I loved
I was here
I did, I've done everything that I wanted
And it was more than I thought it would be
I wanna leave my mark so everyone will know
I was here
I lived (I lived), I loved
I was here
I did (I did), I've done
I was here
I lived (I lived), I loved (I loved)
I was here (oh)
I did, I've done

I was here

http://www.timeanddate.com/holidays/un/world-humanitarian-day

Do read the lyric ... will comment on it, close to my heart.

Be HUMAN.

TEH

Monday, August 20, 2012

Stock Watch : E&O

Goreng-goreng ... what's next? Goreng-ing again?

Goreng-goreng!!

From RM1.50 level to RM1.90 in ONE HOUR ... how is that possible? Well, around 4pm plus ... some news OUT, in media ... and someone pushed it up, many retailers got to know the RM2.30 news, rushed in ... buying ... at 1.70 ... 1.80 ... 1.90 ... and I thought  it will be limit-up. The noises in my group, making me realised that E&O(which in my list, being posted by one of our tratle to watch) in being goreng-ed. The news about SIME is not new ... and will be used again to goreng. Why E&O?

I do not chase ... very disciplined, indeed. Well, unless u want a short one hour trade, I was busy too at the moment to catch. If anyone asking if could BUY into E&O in that one hour, u could know that those are newbies/novices ... and greed overcome immediately, afterall the rumour was RM2.30, right? Sure-win, see?

Then, the next day ... of coz we know why it gapped down ... it opened at RM1.57, and I told my group I m grabbing at RM1.55 and RM1.50. Well ... 1.55 was done but it only touched RM1.51 low. The next few days, I continue to queue at RM1.50. Not done ... once the contra-players forced to sell, it jumped the next day ... and my queue to sell at 1.65 done. It went up to RM1.71(wow). Well ... that is 10cents profits for RM1.55 counter, in 4 days .... ok la, profit first, talk later.

------------------------------------------o---------------------------------------------

From : The Star

There can be no excuse for market manipulation and every instance needs to be investigated and the culprits brought to book

THE recent limit-up in the shares of Eastern and Oriental (E&O) on the back of rumours that Sime Darby will be required to make a general offer (GO) is just one illustration of how share prices can be manipulated.

That incident shows why regulatory authorities must stand at watch always to ensure the integrity of markets and be prepared to take action whenever there is indication that things are not quite right.

The situation arose, when Sime Darby, in a controversial deal a year ago, paid RM766mil cash for a 30% fully diluted stake in E&O. It paid RM2.30 a share, which was a massive 60% premium to the market price at that time, raising eyebrows.

Sime Darby had purchased its stake from three shareholders E&O managing director Datuk Terry Tham; Tan Sri Wan Azmi Wan Hamzah, a close associate of former finance minister Tun Daim Zainuddin and formerly involved in failed property company Land and General; and Singapore-listed GK Goh Holdings.

Minority shareholders of E&O, predictably, were up in arms because they did not receive such a good offer for their own shares. Some of them lobbied strongly for the Securities Commission or SC to rule that Sime Darby should make a GO for the shares.

The situation became more complicated because the E&O chairman, Datuk Azizan Abdul Rahman, the husband of the SC chairman then, Tan Sri Zarinah Anwar. Azizan was reported to have increased his stake in E&O ahead of the Sime Darby purchase but it was not established that he had prior knowledge of the deal.

Such a tale, and true at that, resulted in much controversy and the public gaped open mouthed as it unfolded. In the end the SC, in a decision in which Zarinah did not participate, ruled that Sime Darby need not make a general offer because control of E&O had not changed hands.

That was not surprising because the trigger for a GO under the Takeover Code is 33%. Also, Sime Darby did not make any move to change management.

Further, there have been many cases of companies acquiring just short of a 33% stake in a listed company without making a GO even when there were significant changes in directorships and eventually management. Any other ruling would have meant that the SC was acting inconsistently.

The SC ruling disappointed minority shareholders who could not look forward to their windfall, including those who had accumulated shares in anticipation of a GO. It also meant that Zarinah's husband too would not have got any gains, something overlooked by those who like to point out that he had E&O shares.

That could have become the end of matter, notwithstanding the question of whether Sime Darby paid too much for the shares and whether it could have bought it by other means, but a minority shareholder decided to sue the SC over the issue.

The Singapore Straits Times reported in December that Michael Chow Keat Chye was seeking to overturn the waiver from the GO granted to Sime Darby by the SC.

“If obtaining control of the company (E&O) was not the basis, motive or reason for Sime Darby's acquisition, then it would have acquired the company's shares over a period of time in the open market at a considerably lower price,” the newspaper quoted Chow as saying in his pleadings to the High Court.

One would have thought that everyone would have waited for the court ruling but that was not to be. News website The Malaysian Insider reported eight days ago that the SC would make an about turn and order Sime Darby to make a GO.

It quoted a government source as having said that the decision was made after a review by the leadership under new SC chairman Datuk Ranjit Singh. The E&O share price galloped, hitting limit up at RM1.92, up 30%, on Friday Aug 10.

The SC promptly not only denied the report but said that it was starting an investigation into trading of the shares. Market observers called for an investigation into possible market manipulation of E&O shares. On Monday, E&O shares fell back, giving up its gains, losing over RM400mil in market value.

Here's what is very interesting. On that fateful Friday, 447 million E&O shares, yes 447 million I checked twice, were traded compared to just 29 million shares the previous day. And they amounted to some 40% of the paid-up capital of the company!

In just that one day, fortunes of up to about RM190mil (447x0.42) could have been made or lost, given the share price increase of 42 sen and the subsequent fall.

It may not be as good as if Sime Darby had made a GO at RM2.30 but quite a number of minority shareholders could have made quite a killing, especially if they knew that the story about the SC reversing its story was untrue.

Most certainly this sorry state of affairs needs to be investigated thoroughly and the question of how such a story could have been carried has to be answered. Those who profited illegally from such trades should be brought to book.

Nothing less than the integrity of our markets is at stake here. For too long, market manipulation and insider trading have been excused on the grounds that it makes the market, that it provides excitement and that it provides opportunities to make money for both traders and brokers.

But really, that's not the purpose of the market. The purpose is to provide a place where investors and others can seek a fair value for the assets they buy and sell through a fair, transparent and straightforward process that provides equal information and opportunity to all.

The economic aim for all that is to provide investors with a place to raise capital efficiently so that business can flourish.

It is lamentable that this basic aim of capital markets seems to be lost and it has become a place for wheelers, dealers and plain crooks to make money in less than honourable, and even illegal, ways. What a shame! And will it ever change?

■ P Gunasegaram believes that the dog should wag its tail always. And capital markets should serve the economy.

---------------------------------------o---------------------------------------------------

I m out of E&O at the moment ... and I will be looking for Alam again(after many in our group bought at 50cents and sold at 0.55-0.57) ... yet another counter goreng-ing. How do we know? We just know ...

still enjoying holiday ... lazy to write more ... want to write about KNM, but ... really lazy unless I want to trade KNM in coming days?

TEH

Saturday, August 18, 2012

Stock Watch : Genting and GenM



GenM : I have shown earlier my trades on her from buying below RM3.40 and also average down at RM3.28. Today it is at RM3.48, about time for me to release her ... as it is testing 50MA. I am still waiting for some signals to sell. Could it go above 50MA ... and to my target of RM3.60? We shall see ... GenM is always a safer trade, so I could buy into her in larger portion.




Genting : While GenM moved above 20MA, Genting is lagging and testing 20MA now. As I have bought at a good price RM8.88, Genting at the moment is at RM9.06 level. I was planning to average down at RM8.50 but it looks that it is on the way of recovering. So, I will sell all my GenM and average up Genting if it managed to clear 20MA.

Making trading SIMPLE is my policy. Simple understanding how these stocks move(I have traded both many of times and that could give us the understanding of the characteristics) ... and using simple charts to trade.

I am NOT a believer of technical-analysis with all those indicators. What I do share with my tratles are a system to trade, from trading plan ... understanding of some fundamentals and how market works. It might takes some newbies years to learn, if they ever want to learn. Most of them will fizzle out ... mis-lead by forums, mis-lead by many opportunists who want to sell them softwares and trading courses. And most of those trading courses costing thousands, as if we could trade after attending those courses

(I want to guarantee those newbies that you will NOT be able to trade well AFTER those courses as it is not the course, it is our mentality in leanrning and trading)

and gain back those thousands ... you could not. Serious. I wont say "I can do it, so can you" in this case as I do believe majority can't. They prefer easy way out such as making noises in forums or listening to some easy-money tips, without realising many out there are 'runners' working for some syndicates or some are trying to convince others their 'calls' ... I told you so that KNM will jump up, see see ... hmm ... sound familiar?

I did not tell you I know GenM or Genting will rebound. I do not know ... if I know, will I bother to buy into other stocks? How about put ALL my money into GenM at 3.28 and sell in stages ... or perhaps when it reaches RM3.60, I sell it all? Logical?

If one is emotional in trading or in markets, without a system ... without a plan, there is no way we could trade well. Seeing things LOGICALly and using BRAIN is very important. With majority 90% retailers losing money, why are they still doing what others doing(like buying softwares or getting tips from forums?) ... to join the herd?

We should be doing the opposite, be a contrarian ... and doing our own research. But ... majority want to profit(yeah right ... tell me about it, you are not logical again) ... easy money and they take stock markets as a 'gambling' place. With such a mentality, it is easy to explain how those 80-90% of us losing money?

Anyway, have a nice journey back ... think about what I have to say here critically. Think about it if you are still losing money when KLCI hitting new high, actually. The chart of KLCI showing weakness, but we will check again .... to see what will happen to my two Genting's bro-sis.

Happy Raya ahead.

TEH

Friday, August 17, 2012

Selamat Hari Raya


To all Malaysians who are celebrating coming Raya, selamat hari raya ... maaf zahir and batin.

To my Muslim-tratles ... thanks for trusting a china-ah-pek like me in teaching trading. Yes, we are Malaysians!! I do have 12 Malay tratles now. Some of them are very close to me now. :-)

To my Muslim e-tratles, thanks for learning under me.

To all my Muslim readers. Thanks!!




To those Malaysian who Balik-Kampung, enjoy the holiday.





TEH

Thursday, August 16, 2012

KLCI at new high. Be in fear?

Post #2333

I m using iPad to write at the moment, the spelling checking making some of my words twisted. Haha. Still trying to get used to the touch screen tech. I m way too behind in latest apps and my younger tratles going to help me to instal those apps in my smart phone and iPad. These things are new to me. And I learnt how to print screen yesterday. Haaha. Yes, I will learn to print screen and will consider to show my trades, in real. I need to learn to do something like block my names or CDS account to be shown. Just to show I do take real trades. Of coz my whole group is there to know when I bought and sold stocks. It is meant to share with them, hoping to learn together and profit consistently. I m just very human, I m still a novice too, so I am learning and sharing in my own group. Many experienced one there to help those newbies too. It is very encouraging to see many profiting from my teaching. It is good to see hey started to plan and post charts. It is good to hear them speaking and monitoring the stocks they are analysing while I could only guide to point out their trades.

Recently, someone new from my cohort-7 posted the chart of airasia. I noted that airasia is risky trade at the moment.so  he did not take the trade, and luckily .... as the price keep falling further. We can only share what we think we know, but actually we could not know. We plan according to technical, buying stocks when we think it will give us the edge, to profit. It's not wrong or right, it's just a trade.

There are too many things in mind now, and I prefer to slow down in trading as market or rather, klci going higher. I dislike he current risk, I rather short the overvalued stocks now. Digi at RM50 now. We have RM60+ socks now. Will they be going into RM100? It is still moving higher, I do not know ... We are at new high, last minute pushed to close in green. The uncomfortable situation seeing me exiting and slowing in using. Take profits, talk later. I sold my MyEg, Presbhd .... And many more. I have nothing much in mind to buy, perhaps except MPHB. That was a call to buy even months ago. That is selling of non core assets and becoming a dividend player, positive analyst reports etc etc.

I prefer hkse. There is good valuation and without electin risk there. Obama going for election too. Euro crisis is far from over. These signs are enough to create fear in markets, as klci reaching for new high. Speculated to go 1670 or even 1700 level soon. Are u in or out? I m out ..., I dislike September ... And prefer to sit back, continue to buy good counters as greed is all over in forums etc etc.

Yes, I m in fear, was greedy and over trading, over exposed when seeing opportunities. Today, I don't see anything much, I don't go for ingens and such ... So, I really don't know what to buy? Making trades shorts. Why high could klci goes, is everyone's guess.

Just listen to yourself. Check technical charts. Check indicators. Reminded my group to check the sectors, valuations of stocks and greed level. Imagine u keep profiting, the greed in us will be in play. When will the music stops? I m slowing down ... Not stop yet, but surely withdrawing myself, listen to songs and hibernating soon. Then, I will use the meetings to share with others more concepts and theories in trading, hoping they will learn and apply. With some seniors and experienced ones in our group, we are growing stronger. Protecting and reminding each other, to alert and adopt. These are needed for newbies and novices.



Tuesday, August 14, 2012

Our trades : Alam, Hisbicus and MyEg




Alam : This is the stock I shared with my whole group, also during my cohort-6 when I shown my newbie-tratles about range-trading. But at support, sell at resistance. Repeating that three times, that is 10% each. Nice? Today, it gapped up due to some good news ... so I asked the whole group to be discipline and SELL first, talk again about it tmr.

Note for selling : Gap-up ... high volumes ... at resistance ... good news out ... many talking about it in forum, asking to buy ... SELL SELL ... yes, my whole group SOLD to those coming in to buy. Today only I knew actually so many of them bought at 0.50 ...just sell to them, check for next opportunities.

Hibiscus : I have shown the hibicus when one of our taikor-tratle asking us to watch for Hibiscus as it will be pushed up to RM2? It was at RM1.50 then ... so, some bought mommy, I traded the wa ... proftting well.



MyEg : When it broke, 0.65 levels, buy but sold too early at 0.71. Then, it shot to 0.78 ... I did not chase. Waiting for correction and it did ... so, I asked the group to buy at 0.72 - 0.73 ... today I sold at 0.78 resistance. Waiting for my third round ... will it break higher?



Presbhd : Collecting her below 1.30 for next round ... days ago I asked the group to buy at 1.23 support. We shall see how it goes tmr ... when many noisy ones in forums talking about her again, then it is time to SELL.

-----------------------------------------------------------------------------------------
Prestariang Bhd, an information and communications technology (ICT) service provider, posted a strong second quarter, with a solid growth in the financial year ended June 30, 2012, with a 410 per cent increase in the profit after-tax.

It registered RM8.65 million profit after-tax in the second quarter.

Its chief executive officer Dr Abu Hasan (rpt Hasan) Ismail said ongoing multi-year contracts remained the key drivers for the company.

He said stronger contributions were seen from ICT training and certification business.

Abu Hasan said the board had also declared a two sen per share interim dividend totalling RM4.40 million to be paid on Sept 14, with the ex-entitlement date on Aug 29.

For financial results from Jan 1 to June 30, Abu Hasan said the group delivered positive results, with
profit after-tax totalling RM16.88 million and 7.58 sen earnings per share.

"Based on our second quarter results and the strong order book in hand, we are positive that Prestariang is on track to achieve better results in this financial year," he added.-- BERNAMA

---------------------------------------------------------------------------------------
I will be selling my Presbhd ... tho I have started to like her. Being a trader, I hv to sell when people rushing in ... cannot fall in love with stocks?

TEH

Chen Chu Sheng (陈楚生)


陈楚生-有没有人告诉你







Lyrics: (in Hanyu Pinyin for all Chinese learners)

dang huoche kairu zhezuo mosheng de chengshi
nashi chonglai jiu meiyou jianguo de nihong
wo dakai libie shi ni song wo de xinjian
huran gandao wubi de si nian
kan bu jian xue de dongtian buye de chengshi
wo tingjian youren huanhu youren zai kuqi
zao xiguan chuansuo chongman youhuo de heiye
dan que wufa wangji ni de lian
you meiyou ren ceng gaosu ni wo hen ai ni
you meiyou ren ceng zai ni riji li kuqi
you meiyou ren ceng gaosu ni wo hen zaiyi
zaiyi zhezuo chengshi de juli (repeat)

you meiyou ren ceng gaosu ni wo hen ai ni
you meiyou ren ceng zai ni riji li kuqi
you meiyou ren ceng gaosu ni wo hen zaiyi
zaiyi zhezuo chengshi de juli
ou~


Has Anybody Told You --- Chen Chu Sheng

When the train entered the strange city
Those were the neon lights I have never seen
I opened up the letter you gave me at our parting
Felt incomparable missing suddenly
No snow here in winter, sleepless city
I heard that some people were cheering,some were crying
Already used to shuttle the dark nights full of temptations
But unable to forget your face
Has anybody ever told you that I did love you so much
Has anybody ever cried in your diary
Has anybody ever told you that I was very concerned about
Concerned about the distance from the city(repeat)

Has anybody ever told you that I did love you so much
Has anybody ever cried in your diary
Has anybody ever told you that I was very concerned about
Concerned about the distance from the city
Oh~

Note : I like. Thanks for the song.

TEH

Hibiscus and wa


Hibiscus-wa : I was trading her from 1.04 level to recently, the last buy was at 1.25. I have sold at 1.22 and 1.32 earlier, and still holding the 1.25 portions. Today it is suspended. I dont know why ... they found oil? That is the joke in our group. Haha.




Anyway, it is one good trade for many in our groups who bought mommy at 1.50 levels and warrants at 1.15 levels.

Thanks.

TEH

I am only human ...

very BUSY...

or very EMOTIONAL ...

or both.

It is stressful to trade without peace of mind. It is difficult ... to juggle our busy working schedules within our trades. It is never easy ... as many following my traces, my trades. I am only human ... I do have lots of things planned to be carried out. But, at times ... I could not find the momentum. The thoughts of letting go ... the lethargic limbs refuse to move ... the blur-ness in thoughts ... shutting down, when we needed 'it' most.

I am far too busy for my own good. In the midst of my very busy schedules, I m 'organising' a charity-drive. Yes, physically tired carrying those items(at times, we just wish we could just give the money away, easy way ... or be ignorants like many others!!) ... so, in a way, I enjoy doing these stuff, getting myself extremely busy. Those care for me worrying about my health ... physical, mental and emotional.

Facebook ... a platform for me to communicate with my groups. Today, I am silenced. I tried to chat with my tratles. My brain ... shutting down. Am I going to hibernate as winter is nearing? While the sound of the bear around the corner ...?

------------------------------------------------------------------------
The ups and the downs being shared. Facebook is a platform many sharing their emotions, personal events, views ... and being viewed by all? Blog is another e-space many net-izens shared their personal opinions and emotions. I have been using both, more for personal grounds. But, recently ... facebook and blog have been a platform to communicate.

We could easily misunderstood messages and moods sent thru these e-space. A person who which to camouflage his/her emotions may be placing contradicting lines.

When we read others facebook's pages or blogs, we should not be judgemental. We do not know what the main purposes the person written about his/hers situation publicly. So, we should not jumped into our own conclusions and get worked up for nothing.

Clarifying situation is becoming critical, especially when our judgemental minds are closed. We always want to listen to only things what we want to hear. es More of than not, we have our mindset made-up and difficult for us to see the other side of the coin.

A few of those 1210 so-called friends in my facebook might be reading these lines and WILL make their own conclusions about why I am writing these lines ... in fact, before they even done with reading, the mind have a fixation on what THEY want to see ...

What is in your mind?

That is always the line we are being asked in facebook ... but do we really write what we have in mind or do we just write to seek attentions, dramatising our own situations? Do we honestly will write what in our mind, independently ... irrescpective of what other may judge us? WE ARE NOT ALONE.

If one still could not get why I am writing these lines today, it is OK. We do not need to know why others writing what they are writing. It is not for us to understand the 1210 friends we have, if they are reading our posts, or should we be concerned how they are going to see us!!

To my students and ex-students, I am not those normal lecturers of yours. Do not judge.

To my blog readers, thanks for still hanging on to read my ups-n-downs of my daily trades or lives.

To my fans(heck, am I a celebrity or what?), thanks for the support. will you buy me a pack of choc, please?

To few family members of mine, I am not even who you all think I am. Nevertheless, you all are still closest in my heart.

To my beloved wife and kids, I will work hard to give us a better family, a better living.

And to the politicians, please DO NOT restrict the freedom of speeches.

Thanks to those 1210 so-called friends for hanging in my page, as I am removing many more soon.

Thanks.
-------------------------------------------------------------------

I wrote the above before market opening and I have classes at 9am ... I dont know. I could never be able to explain to others ... my wife, my kids, my family members, my tratles and e-tratles, my students, ex-students, my 'fans', my blog readers, my contacts, my potential 'tratles', my friends, my colleagues ... who else passing by in my short life?

I have always been a 'loner', I prefer to be left alone .. I do not join parties, dislike crowds ... I never enjoy attention ... and I want to do things FOLLOWING MY HEART(read the book by Andrew Matthews) ...



I want to write the blog the way I want it to ... even without a reader!! I have written my 'dairy' in e-space for about 10 years plus now, it is just that currently I am in stock-market, so I m just sharing what I am learning, going to learn ... trading and going to trade. No one force me too ... and certainly not with those personal ulterior motives. Not everyone is bad, ok? Not everyone is using their blog to TRICK those newbies/novices ... not everyone teaching trading to earn easy-money, ok? And those out there still judging me, they are the one having some motives. Who am I? I m simply a blogger ... a Math teacher without much financial background? Why would I be a threat to anyone? I am too naive ...

I am too sincere too ... and as my wife always reminded me ... do you think those people will appreciate you, if you have gone? Why are you so 'afraid' to charge others? Why you must be so kind, good to others? I ponder ... perhaps, the way I was brought by my simple yet kind aunties? I can't explain many things I am doing ... I do not expect others to accept me, but I really want to follow my heart. There are not many humble, sincere and kind people around ... in such materialistic world, we tend to FIGHT, to STRUGGLE ... simple in the name of 'personal gain'?

I do see those sharks(broker houses, media ...) are bad-people, preying and earning from the ignorants and innocent ones. But ... that is how market works? REALLY? We are SUPPOSED to believe them, asking us to buy-sell according to their reports? REALLY? We are supposed to attend those thousand-dollars trading courses? REALLY ?? We supposed to be attracted by their sure-win sales gimmick and tricking people into their products etc etc??

REALLY? Am I allowed to EXPOSE them here publicly in MY own blog? Yeah right ... it is not real. It is just my illusions ... my short lost of memory, out of depressions ... don't know what I am talking about. Can I claim innocent if I said I am drunk?

Yes, visibly ... I am disturbed. It is MEDIA ... now, they are coming in with ACTS to control words posted in e-space. I get upset as ALREADY I do not have freedom to write in my own blog and now ... I would not be able to voice out my own emotions. It is CONTROLLED and being monitored.

This is how low MALAYSIANS could go ... they don't see the positive side of things, or things you have done. They wanting to see things so complicated and judging you based on what they vaguely seen/heard. You get so fed-up with these humans ... but they are EVERYWHERE.

Time to take a break, more classes and lunch.

TEH

Monday, August 13, 2012

Waterfalls




BHIC : At 2.40, I do not read about news on why she is diving. Will the 2.40 levels breaks? Or will it rebound from here?




Genting : As back to 8.85 levels today, will it break and go to 8.50 level? Should we be buying at current level or wait for 8.50?



MAS : Came back to RM1 level ... waiting for her to break RM1, perhaps 80cents could be a good pick?




MHB : Low at 4.90 currently, still waiting for reversal, or else check her at 4.60 levels.


TDM : What a dive ... gapped down on Friday due to bad reports. Checking 3.70 levels now.



Unisem : Checking at RM1.10 ... affected by bad reports too.

These are falling knives. It is better for us to wait for reversals. Trade at your own risk

TEH

It starts with a dream




I do have dreams ... dream of 'free' education for all poor kids. Dream of love shared and no kids being abandoned. I have a dream ... that everyone in markets could get 'free' guidance and trade well.

Of two of my dreams ... it is easier to deal with inoocent kids, helping them and they will appreciate your efforts better. So, if I have to choose ... I will choose what is closest to heart.
As for teaching everyone to trade, I have to be realistic. It is not possible. It is businesses for so many sharks out there, preying on greedy newbies/novices. It is full of non-sincere human, full with many sore-losers, many complicated personalities with hidden agenda. Even if you want to help, it is not possible to reach to them. So ... let them be ... that is the way market works, anyway.

I shall see how far I could go ... it remains as 'dreams'.

What is 'life' without dreams? What is 'life' without taking actions? What is 'life' if we simply give up ... without trying? What is 'life' if we could not feel the satisfactions of our labour? And ... what is living if we could not make any significance in others lives ... because you have lived?

What is 'life' ... without a dream.

TEH

Reaching for my next goal

websites of orphanages

http://rumahanakyatim.com/

http://rumahanakyatimbaitulfitrah.blogspot.com/

http://rumahanakyatimlimpahankasih.blogspot.com/

http://www.peyakinklangselangor.org/index.php

Note : The above are the centers I might be approaching.




I just came back from Mydin, buying items to be donated for Muslim's orphanages, sempena Raya-day. I have to carry 100kg of beras, 30kg tepung, few huge packs of sugar, minyak masak, 2 huge boxes of Dutch-Lady milk powder, soap, tooth-paste etc etc ... and people really thought I am stocking for my kedai-runcit. Haha ... anyway, physically ... I am very tired. Emotionally ... I am very pleased with myself. Yeah ... I am seeing another dream of mine, to come true ... one day. This will be my first step, going for larger scales next round and ... will spend my full-time teaching trading, trading myself ... and channeling funds for my charitable cause.

Here I will try to recall ... how so-called 'noble' I am. Don't bother to praise or giving me awards, I m doing many things for my own pleasure, including blogging here. It is to entertain my-selfish-self ... if u get to know how selfish I am ... I will let u know.

I was born without parental's love. Mom and dad was very poor and our anuties, with granny adopted us when we were very young/babies. I cant recall much of histories ... we do not even have pictures of ourselves when we were young as we WERE that poor. Mom+dad selling Har-mee at, peddlling a tri-shaw at the back of houses in Kepong area. Then, they got a stall in Chow Kit area and that is all I could remembered.

So, since young ... I always feel I was abandoned. Without parents, we grew 'wild; tho our aunties are very kind ... and taking care of 4 of us kids with their small salary. One of my aunt was a house-maid and another worked as primary school teacher.

So, I hv strong feeling to help those less fortunate than me. I considered myself as VERY fortunate, to be able to go to school, done with my STPM and with God's help, I managed to complete my degree in MU.
I appreciated what my aunties have done for me, tho we lived in below average levels ... today, my bro/sis all doing very well. We no longer hv issue about 'money'. It was the things of the past ... where everything we mentioned, we have to 'telan' that we were 'poor kids', do not expect anything!!

See the strong will in me ... to help those less fortunate than me? At least I hv granny and two aunties as moms, right? Many kids are much more less fortunate than 'poor' me. Hmm  ...

These have been rooted inside me ... one day, when I started working, I will help those poorer kids. And I did ... while working, I have involved in few organisations : Pure Life Society, World Vision, WAO, Hospis etc ... before I decided to go to Sabah ... to have a simplier living ... the emotional stress was too great back then. I donated part of my salary to these organisations, and my salary was so so small. I was naive ... I felt so small ... at times, I felt my efforts were too small ... so, I moved away ... and to Sabah!! I have organised many donation drives in college level(Note: I remembered well that the management disagreed when I initiated North Korean Donation Drive, but I managed to get a group of my students ... and together we managed to get RM5k+ ... the media came to our college to collect the donation-funds, and the management quickly said ... THEY encouraged such donation drives and THEY have done their part. I quietly move away from the 'light') , I was very active in these ... and love it. Gosh ... I missed doing such donation drives!!

I have strong will ... I told myself "One day, when you have your own family, when you could afford ... you could give more".

I will never buy 'expensive' items . I will rather donate away my money if I have extras. So, I will never drive big-cars or expensive cars. I will rather donate a van to a charity home!! Sound noble or plain stupid? Dont have to judge me, I am doing things to please MYSELF.

I came back to KL ... after 10 years hiding in nice Sabah. I am back ... as I m in stock-markets. I am learning ... and I could get better opprtunities here to LEARN. Today, I started to share and teach ... newbies and novices in market. Today, I am doing well trading markets ... and I want to teach all 'not to lose money' but profit consistently.

Whatever I collected from my tratles, I am giving back ... I created a 'nest' for us to meet, to trade and share. I spend hours in my facebook with my groups, answering questions and such. We do have good time sharing(is caring?). I will create a resource center for our tratles members, and to help newbies to understand trading-investing in markets!! Yes, I am NOT a businessman ... I am a teacher in heart. :-)

Last week ... I was touched and reminded about my goal ... to donate to orphanages!! It is raya-time ... it will be good if I could get few of those in my tratles group to donate a little and initial plans was a mere RM500(I will top up the balances) ... we reached RM3k+ today!!

Well .. that is how charitable Malaysians are ... that is how much my group trust and support me too. I am touched. I feel so thankful ... that I could be a soldier ... to shoulder the responsibilities ... and to contirbute to those needy ones. Yes, poorer kids that I was.

My two kids will never know what being 'poor' means(tho I m not rich, I m still below average)... but I want them to learn to GIVE. I want them to see how much their daddy is giving away ... and I want that spirit of giving in them, irrespective of colours, religions and creeds.

Many Chinese in our group willingly donate too. Indeed, we are Malaysians!!

So, ... it is nice!! I m living my dream soon ... I want to do full-time in trading businesses while feed my desire to do some charitable cause, in small scale, at least. One should be happy ... doing what they love to do, irrespective of what others might say. I dont care how you see me, actually. I am a selfish person, as I pointing out ... I am doing it for MYSELF. I am writing blog ... for MY OWN pleasure viewing. Yes, shiok-sendiri. Haha

Thanks, tratles ... for making my two dreams in reality ... slowly but surely.

God bless all.

p/s :  I will be starting my 'Deepavali' and X'mas donation drive soon ... will you support me? hehe

TEH

Saturday, August 11, 2012

Stock Watch : Genting and GenM


GenM : Recently GenM dived to 3.30 and few days later, it jumped to RM3.40+, and I grabbed at 3.37-3.39, but it came down the next day to 3.34 which I grabbed more  ... jumped the next day for me to sell at 3.41-3.43(too huge the positions). I kept 3k units at 3.38. and it started to retrace again. Many bought into her and some did not sell ... and started to worry when it was nearing 3.30 again. I told all I am queueing at 3.28(5k units) and it was done. Last minute, huge selling at 3.28!! The next day, it rebounded ... and my queue to sell at 3.41-3.43 again ... so, I sold my 3.28 portions at 3.37. Gaining few dollars for dinners ... and keeping my 3k units@ 3.38 to ride to 3.43 and above. RM3.43 is the resistance ... buy at support, sell at resistance?



Genting : I got her at a good price of RM8.88(1k units) ... well, Chinese likes 8 = fatt. Haha ...  it went above RM9 but yesterday, selling is still there, and it closed below RM9. I will want to check RM9.20 for my average-up level.

This is GENTING ... to me, it is an opportunity to BUY.

Raya-fund : The pledge reaching RM3k+ in less than a week, collected RM2850 so far(RM200 from an e-tratle, WYL) Thanks Tratles, I will divide it into 2-portions ... for two orphanages ... one in Klang and another in Gombak. Thanks again ... I appreciate the support.

TEH

Thursday, August 09, 2012

blah blah

Morning ... Thu morning is the ONLY morning I am kinda free to write a post, to check on some trades, to update my facebook group's pages, to ... take a breath. Phew ...

Re-branding myself

Yesterday, I was too busy and tired to write a post. I went to have a nice dinner with wife + kids at IOI-mall, and bought some T-shirts and Camel's pant. Yeah ... since younger days, I like "Camel" brand but could not afford!! Yesterday was like ... wow ... I m 'willing' to spend on clothes? Err ... it is the re-branding of my outlook. I used to wear a bermuda with non-collar Tee and cheap plastic slipper to teach trading!! Haha ... real ah-pek and luckily those people came to me are motivated enough to learn, otherwise ... they will be wondering how a person look like an ah-pek, talk like an ah-pek ... blog like an ah-pek ... and the cheap fees also like ah-pek's dinner ... could teach them well in trading? I could only 'chuckle' ... I do smile 'inside', but I do really enjoy my sharing/teaching. Perhaps ... I am the VERY FEW in markets who love teaching, not due to 'small' fees paid ... but for the passion I have in me, to impart knowledge ... and to share.

Sharing is caring?  I always believe in sharing knowledge as NO ONE could claim they know it all.

Cheap is not good? So, I will be more well-dressed next time and will consider to charge higher(donate my proceeds to charity!! Good).

These are those so-called normal mentality. I am obvious out of norm. People talk about sharing-is-caring, as if it is merely words. Do they really share? Or do they have ulterior personal motives? Do they have others in their mind or do they only think what will they benefit from sharings? If we are sincere, somehow ... one day, people will understand and trust us better. I have been blogging for 4-years now ... and IF you have been following my posts for 4 years ... wow, I need to take you out for a nice dinner! Then, you could tell me in details WHY would you read my blog for ... all these years?

I do share ... a lot of things, whenever I have time. I do have my plus points and my minus points. This is my PERSONAL trading blog ... I no longer 'chase' readers away(haha) ... and in fact, I thanked those who have became my 'ardent' readers ... and support my writings. Thanks again. I have changed ... I have improved too. And obviously, I have improved in my trading-investing, knowledge I have acquired and deeper understanding on how market works. Give me time (5 more years, please? I need to reach 10k hours!!) ... I will certainly give-back to those supporting me. I want to teach and reach out for more ... I want to create a place where newbies/novices could learn. I need time ...

How about cheap-is-not-good mentality? Can I really change the way people look at me? I am cheap, I admit. I drive cheapest car, Proton Saga 1.3 ... my dressing ... err .. the cheapest as I got those unwanted t-shirt free from my uncle, my brothers!! I have tried to spend some money in clothings, but I dont see the needs. Yesterday, I told my wife I will put some budget for my clothings and allowed her to shop for me. She must be very surprised to hear from a stingy person like me!! hmm ... I am not stingy, I m prudent and practical. There is a different on that. I see my second-hand kap-cai as a practical travelling mode to office. Never mind ... I think I always trying to justify to everyone around me ... I prefer to be my simple life-style, a stingy ah-pek or whatever they want to call me. I want to maintain my simple living, please.

These thwo verses playing in my mind ... many of times. I always tell myself to keep myself simple, yet I could not be seen as 'cheap' anymore. Branding .. first impression people look at you. I hope I DO NOT change my Proton to so-called better car simply because of the pressure. I dislike the majority human's attention. I prefer to keep things simple, to myself.

But, I will continue to share ... whether many want to talk about sharing-is-caring. It doesnt matter, do it ... don't just talk about it.

By the way, our charity for Raya funds reaching RM2500 now. I will split into two orphange homes. Thanks, tratles. In less than 4 days, we collected RM2500 among few of us only. Yes, contributing back ... to me, it doesnt matter if we are whatever colours or religions. Only those POLITICIANS making us feeling that way to win votes.

I like to help kids ... For'spartic' kids ... I donated RM60 that day when they have a donation drive at Taipan!! They gave angry-bird ballons and a soap(each rm20). I like to help those orphans. I want to buy them books, let them educated and grow strong. Yes, I grown up without parents ... but I was lucky to have my aunties as moms.


Time to go ... check-out SKPetrol for second round. Buying around 2.45 support, ok?

TEH

Wednesday, August 08, 2012

8.8.12 : My blog is 4 years old

http://cpteh.blogspot.com/2008/08/08-08-08-at-8.html

That was my first post. Today is 8th Aug, it is 4 years ago I created this trading blog ... and I have gathered many old and new readers.

Thanks for all the supports. Hope I could 'survive' another 4 years of blogging, I hope to keep this blog relevant ad maintain it a public-listed blog, no intention to take it private yet.

Thanks

TEH

Tuesday, August 07, 2012

Tratles Stock Analysis

On Sat, we gathered 14 of us, with me analysis stocks thrown to the 'floor'. Then, from the many stocks, I short-listed a few that I do like.

These are few of the fantastic results.


HuaYang : (done by TTS) I grabbed at RM2.06 yesterday as I told the group that I see her the best supported stocks due to dividend and bonus-issues hanging. Yes, we did discuss that so-called bonus-issue do not really benefit share holders, accounting wise ... but this is market. I mentioned that MAJORITY in KLSE do not understand bonus-issues and they THOUGHT they get free bonus shares ... and rush to grab her. Hence, the price will be well supported by retailers ... and becoming a hot talk-about stocks. Technically, I placed a trading plan ... and yes, it works out welll ... breakout an I averaged up today at 2.10-2.13 levels. Ride on her and will take profits.


YTL : (done by AO) We were discussing on this one too ... queue at 1.73-1.75, average down at 1.60. I m convinced it will rebound but I did not chase ... my queues not done and today we saw it testing 20MA at 1.88. What a miss and I do not know if any of them in the group benefit from the plan.

I posted both I like in my stock-watch too, hoping to benefit those in my stock-watch group. Again, I never ask about others stocks. I will just tell them at what price I am queueing and what I am checking.


MyEg : (done by AJL)I grabbed at market opening yesterday at 0.735, but I was too busy today. With a doji formed yesterday with gap-up, it is a sell to me. But it went to close higher at 0.78, while my queue to sell at 0.76 done. In our analysis last Sat, I was hopiing for a doji to form nearing 0.71-0.72 and perhaps it will only take another day hanging at 0.72 levels before it shoots higher. It did not ... it GAPped, which I do not like. Anyway, it is still a good analysis and profits for some of us.


SKPres : (done by JL) The range trading I shown them ... back to support, buy and check to sell at 0.37. It was so good as it is done in two days!! wow. I did not take the trade as I am not familiar with the stock.

I am more interested with my Armada(bought 3.68) and Genting (bought 8.88 today). I am also liking MHB and GenM which pressed lower.

Have to go ... a tratle of mine, MS, asking me to post few of those stocks we analysed on Sat ... to show that we do real anaysis and taking real trades. Of coz, there will always many out there will say i m just shiok-sendiri and ... well, keep it that way, then. It is your weak mentality stopping you to learn and be better trader and I wont want to wake u up.

Once we set our goal to improve, we will find the wat to improve. We will ...

off

TEH