Friday, September 30, 2016

Win by not losing : Be emotionless



Excerpt : By being open-minded about why stocks move, you will not become too emotionally tied to a stock or the market. The world does not necessarily follow the script found in the textbook.
 
As I have an e-meeting last night ... first one on the book I m reading "Win by not losing", I took the time to re-read to all ... a chapter.
 
 
Yes ... I chosen the topic on BRAIN. Financial Behaviour ... an important aspect to understand WHY majority retailers lose money and will continue to lose money, unless they realise that and changed thier mindset ... to learn further. Win by not losing is stating on how we could think of RISK and "escape" crashes ... by being discipline too.

To ask a person to SELL ... to cut-loss, it is against the norm. Some will ride it ALL the way down, only to sell at the bottom due to immense emotional pain. Also being mentioned was WHY many would be selling at market bottom ... besides the unbearable pain(capitulation) ... is ... wait, I find the excerpt to post it here.


There ... I took a picture and sent to my facebook. Then, I saved it my laptop .. and upload it here. Yes ... I m sincere to share. Do read, then.

During financial crisis, many would sell their stocks and unit-trust. They would try to borrow and use their credit-cards(and paying minimum by end of month). Debt will swell ... I should know as I was there in 2005 to 2009. But, luckily I was not in stocks yet also the capital I invested during 2008 was 'small' (relatively, it was huge to me at that time).

Ok ... time to go ... for classes and tonight, having a meeting. A loooong day for me and a looong weekend too.

Have a nice weekend, anyway.

TEH

Thursday, September 29, 2016

Book-Sharing : Win By Not Losing



Please join my meeting, Thursday, 29 September, 2016 at 9:30 PM

https://global.gotomeeting.com/join/522028317

Meeting ID: 522-028-317

Not at your computer? Click the link to join this meeting from your iPhone®, iPad®, Android® or Windows Phone® device via the GoToMeeting app.


This is an important book to understand ... before CRASH.

Will read a chapter ... and share my opinions. Q&A welcomed.

TEH

Azizan Osman minus the DR


Today .. I read many things written and shared about Azizan ... one of the most popular figure in motivational, biz-marketing and such.

http://azizanosman.com/ms/

He managed to attract many followers. And earn millions from his seminars. I wont mind joining his motivational talk too ... there will be definitely many pointers we could learn.

The issue : He is not awarded from UM.



Fine. He is not a PhD then ... that is OK but what not ok is he lied. Being a mentor to many ... and we are talking about such HUGE crowd, he should not.

http://aididmuaddib.blogspot.my/2010/12/md-dan-phd-mickey-mouse.html#uds-search-results

Interesting blog to read ... this blogger Aidid, wrote in 2010 few of the 'mickey mouse' self-given titles ... and Azizan was one of them.

I am a non-believer in paying thousands to learn about motivation as I do know motivation came from INNER.


This one is nice ... she wrote it well. If they CLAIMED they wanted to help public ... then, WHY charging THOUSANDS ... squeezing from the poor ones and provide them credit-card, instalment ... WHY? Mengapa la tu?

Hopefully ... more Malaysians would be more logical and understand that there is no short-cut to success. Work hard la ... motivate OURSELVES innerly ... believe in OURSELVES.





Nevertheless, I do follow some of his youtube clips... positive notes.




Anyone attended Anthony Robbin's talk? We have to pay thousands to attend ... again, I do read Tony's books ... very good books but I taught myself ... filter what are applicable and APPLY.

ra-ra ... hu-ra-ra is never my taste. I m too old for that ... i attended many seminars ... some by MLM, some by Forex or tradings ... all about ra-ra-ra of get-rich quick mentality. ONLY for today, due to the sun is shining bright, I will give you all here 50% discount. Is that OK? Say ... yeah .... YEAH, those followers repeated (they might employed few own kaki-s to yell YEAH or sign-up ... you know, right?)

Anyway ... it is not a scam. It is just mid-leading ... playing on human's ignorance and greed. Many mindset is not strong enough to think ... and work hard. WORK HARD? What the heck ... with a single forex-trade, they will show us they could profit USD1k ... per day! Haha ...

Anyway ... everyone is entitled for their own common-sense ... which is rare (and getting very rare due to the bad leaderships of our country)

talking about saving our country ... DO REGISTER as voters ... if you have not.

http://says.com/my/news/how-to-register-as-a-voter-in-malaysia

May God bless our country.

TEH

Wednesday, September 28, 2016

For TheVocket.com : Part 1


Dear editor(s) of TheVocket ... this is my blog. Welcome to my adventure.



As I m going to write a post for Vocket (in Malay) ... i do not know how to start. Yeah ... i contacted the 'admin' ... as i wanted to share my stories too. haha ... yes, how I changed my whole financial situation from year ... 2006 to 2016 ... yeah, I have married for 11 years now!!

Above is the picture of me ... lying there on pool-side, reading a book (Crash Profit) around 10am ... my usual relax time ... gym, swim or just lazying around ... reading. Yeah ... the Vockets and those reading, sorry ...my Malay no good ... and many of my stories already shared in my blog here. I do not know how to summerise ...so, i m sending you this post (the link), ok? Hope you do not mind reading my pages of blah-blah ... as i have blah-blah here for past 8 years, anyway.

Let me briefly start from 2005 ... I was still in KK (Sabah), teaching at Institute Sinaran with salary below RM4k. When I was single, without commitment ... I could still 'enjoy' as I do not think much about MONEY ... play bowling and using credit card to buy items I like!! I was a financial-IDIOT, I called it.

Year : 2005 ... no saving at all for rainy days ... in credit-cards debt (2 cards) but not too heavy. Still OK as I was single ... till I got married.

2005 : Married ... the cost killing me ... I have to borrow money from my mom and my aunts. Totally broken ... bankrupt but couldnt tell others ... wife understands, we went thru budget-kinda wedding.

My wife was expecting my boy ... we were staying at my in-law's back room. I started to read some financial books ... determine to change my financial situations. I have applied a new credit-card as I could not afford to buy basic items!! That bad ... still pain me to recall those moments ... 10years ago, still very fresh inside me.

One of the many books I read was by Azizi Ali's "Millionaire in me" (yellow cover). Today I would just buy the whole set of his books for collection ... good pointers by him. I read many ... Adam Khoo's too. So .. my 1st FINANCIAL mentor was BOOKS ... I read RDPD in 2005 ... and determined to change my E-quadrant into B-quadrant. Mind you ... I knew NOTHING about the financial ... or biz ...or investments.


I started my Keropok biz (for details : http://cpteh.blogspot.my/2016/07/the-keropok-biz-stories.html ). Failed there ... fine ... good lessons to fail. I was still having my full-time job teaching in the college while giving tuition (number increased .. popular dah as I m a very good Math tutor la).

I continued to educate myself ... MONEY IS EVERYTHING ... I never thought of it that way. Being a teacher, I m more concern about my students and what I m teaching --- MATHS. Not the money part as they said ... you do not get rich being a teacher, ok? Brought up to think that MONEY IS THE ROOT OF ALL EVIL ... I took my time to change my MINDSET ... to me, it is ALL about mindset. We need to change that ... but it will takes long difficult time .. a long journey to change our mindset, our views .... especially regarding MONEY.

I ventured into  investment after failed in my small keropok-biz (need to read my interesting keropok story la. haha) So, I chose stock-markets (KLSE)

So ... my stage 1 to change is : CHANGE OUR MINDSET .... about almost everything!! If we are not successful, there must be something wrong. ADMIT and CHANGE.

here is the link which I written before ... about my struggle at early stage.

http://cpteh.blogspot.my/2016/07/my-struggling-time-2005.html

YEAR 2005. How could I forgot?

http://cpteh.blogspot.my/2014/12/getting-out-of-e-quadrant.html

The above is another link which I wrote after I met my ex-colleague (during holiday in KK, I came back to KL in 2010)

http://cpteh.blogspot.my/2011/11/financial-mindset-my-life.html

The above link is the summary of aspects in my life ... written back in 2011.

Hope this PART 1 would help you to find some pointers ... i know it is long (as I m cheong-hei = angin-panjang, in Malay).

In 2011 ... I was still teaching at Taylor's college ... just came back from KL (2010 Jan) and was planning to QUIT my full-time job, to open a tuition center ...


This is my dream ... in 2014, I quitted my full-time job to focus in my center ... 2015 I got the licence and officially operating now. It is near Asia-cafe SS15 ... recently, some 2 months ago, I opened second center!! Will elaborate on that in part 2 or part 3? haha

Let me know ... if you prefer to send me an interview questions so that I could answer ...

Thanks for reading.

For my 'new' Malay readers ... I do like Malay songs too ... share this one by Faizal Tahir. Hope all enjoy ...





TEH

Lazy day ... rest.

Good morning ... DOW plus 133points after media reported Hillary 'won' the debate.

The up-down ... we are so used to it, right? As I m sideway, nothing much to write about except that this week I m very busy with shifting of office ... and oh yes, I managed to find a buyer for my apartment (bought 2011) ... yes, selling of the apartment to preserve capital as cash-is-king during crisis time.

So .. settled office and apartments(sold the Sabah's beach-apartment last Dec). What is nex to sell? Those items ... foldable-bike, mini-ipad, laptop, projector and anything I could throw into the garage-sales!! haha.



HuaYang : Hitting resistance at RM1.88 at the moment. Saw Ecoworld gapped up this morning. Property-stocks in play?

As my mind is full with things I needed to settle by next week ... and also heavy into reading those books, I could not write much ... but will want to write about "how I quit my job, paid all my debt and change my financial mindset". It is meant for a media to publish!! Just to do it.

Time to gym ... and have some reading(again).

Note : No extra e-meeting for coming 1-2 weeks due to my laziness. haha




TEH

Tuesday, September 27, 2016

Stock Alert : TekSeng




TekSeng ... gapped down. To watch RM1 next ... do not catch a knife.

First time checking TekSeng ... Cut-loss? Think.

http://www.within-temptation.com/



Enjoy this nice song ...

TEH

Sunday, September 25, 2016

Stock Chart : JPMorgan


Sunday noon ... Liverpool beat Hull 5 - 1. ManCity, Spurs, ManU, Arsenal won too ... Chelsea lost to the gunners.

As I m lazy to write ... and think ... let me share ...

I m going to show a chart : JP Morgan


Weekly chart of JPMorgan showing breakout of downtrending pattern and potentially BREAKOUT into new high!! Long JPM upon breakout of USD69.

JPM is the best chart of all the banking stocks in US ... similar to our PBBank the best among all the others in the sector.

Note : Expecting DOW to breakout to new high ... pre-election rally?

Malaysia? KLSE?



Someone shared this chart ... as he went to the invest-smart today. I could not make it as I still have another class in the noon today. Too bad.

From the chart ... what do you think? KLCI to hit new high or ....

Time to go ... rest and class.

TEH


Saturday, September 24, 2016

Coffee-date with BC



Good morning ... Saturday is whole day class for me. Just done one (8.30am) and awaiting next one.

This morning, our chatbox talking about RIGHT ISSUES (which may not be right ....but that is one of the right way for companies to raise funds).

It is an interesting topic, needs further investigation on stocks which went through right-issues.

Few 'popular' once recently were AAX ... MBSB ... Armada ... of coz we still remember MAS? Or the notorious right-issue by Maybank to acquire stakes into BII.

So ... i will want to write about these ... after re-collecting those information and we shall have a check which is doing well AFTER the right-issues .. which are not. Then, place the reasons on the WHY. Investigation going on ...



Perhaps, I will use Yinson's right-issue as example?


As today busy with classes and tonight is Liverpool's game ... i could only try to attend this InvestSmart Fest tmr noon (morning still got a class and my boy's badminton game). Tmr night got an appointment.

Oh yes ... I got another coffee-date today ... interesting. Another free coffee ... at Coffee-Beans again! haha.

Let me recall my coffee-date with BC, a lawyer in profession.

I met BC last month ... we seldom see lawyers in KLSE? Well ... he is kinda different type of lawyers ... he worked with a local broker firm when he started his career some 20plus years ago! Yes, he seen the 1997-1998 crash ... but he was not in invest/trade ... he is busier suing clients for not paying! Haha ...

One point he brought up during the 97-98 crash is ... EVERYONE was down. Those remisiers who used to be happy (many made millions during the BULL 93-96) and jovial ... the mood changed so so drastic and ... each time he greeted them GOOD MORNING ... some would be so cynical ...

... what is there to be GOOD about the MORNING!!

He was too young back then ... to understand ... that is the time to BUY stocks and INVEST. So ... he missed the whole crash ... too busy and too many court-case ... suing each other for MONEY. Yeah ... many went through the PAINFUL 1997-1998 crash ... without recovering their lost monies.... their pride battered and many have quitted. NO MORE stock-market for me, they sweared.

My friend, SC ... who is my long-time 'supporter' ... joined my stock-watch group some years ago. He is more of buy-hold ... till certain %, take profit. Easier to speak to him as he worked in broker-firm previously, before he ventured out to open his own law-firm. He is doing very well ... an ex-UM (my junior, haha).

Then ... we shared about 2008 crash. He missed too!! In fact, due to his buy-hold stance, he was stuck in some of the stocks during 2008 crash. Understandable as he is not a trader ... busy with his works too. We met to discuss my preparation for market crash and he is defnite to continue in my trading-group to capitalise on the coming crash!!

It is always good to know many people from different backgrounds, experiences ... lines ....

I asked him a silly question : BC, do you think I m kinda 'stupid' to prepare for crash at the moment ... or is it a work of a 'genius'?

haha ... only a genius would do such, he replied. haha.

With his words ... i m convinced to continue to prepare ... and asked him not to MISS the crash again ... his third this time. He said he will retire after capitalise on the crash ... and as I will too, we will have more time for coffee-date ... in future.

These are members .. turning becoming friends. I do have many ... where over the years, I treasure the friendships built rather than just talking about stock-markets or money?!

We chatted for hours ... and that was one great coffee-date with a long-time no see friend.

Got to go again ...

TEH

Friday, September 23, 2016

House MD : Song-clips


This weekend, i will buy the full collection of HOUSE ... this was my fav TV-series ... the only one I allowed myself to watch some years ago when it was showing over AXN (Astro) when I was in KK ... I missed many of the episodes ... and since I m free now, time to enjoy ...

Here are few of the songs I like ... and share.



Limp Bizkit - "Behind Blue Eyes"(originally by The Who)

No one knows what it's like
To be the bad man
To be the sad man
Behind blue eyes
And no one knows
What it's like to be hated
To be fated to telling only lies

[Chorus:]
But my dreams they aren't as empty
As my conscience seems to be
I have hours, only lonely
My love is vengeance
That's never free

No one knows what its like
To feel these feelings
Like i do, and i blame you!
No one bites back as hard
On their anger
None of my pain and woe
Can show through

[Chorus]

Discover l.i.m.p. say it [x4]
No one knows what its like
To be mistreated, to be defeated
Behind blue eyes
No one knows how to say
That they're sorry and don't worry
I'm not telling lies

[Chorus]

No one knows what its like
To be the bad man, to be the sad man
Behind blue eyes.






Nickelback - "If Everyone Cared"

From underneath the trees, we watch the sky
Confusing stars for satellites
I never dreamed that you'd be mine
But here we are, we're here tonight

Singing Amen, I, I'm alive
Singing Amen, I, I'm alive

[Chorus:]
If everyone cared and nobody cried
If everyone loved and nobody lied
If everyone shared and swallowed their pride
Then we'd see the day when nobody died

And I'm singing

Amen I, Amen I, I'm alive
Amen I, Amen I, Amen I, I'm alive

And in the air the fireflies
Our only light in paradise
We'll show the world they were wrong
And teach them all to sing along

Singing Amen, I, I'm alive
Singing Amen, I, I'm alive
(I'm alive)

[Chorus x2]

And as we lie beneath the stars
We realize how small we are
If they could love like you and me
Imagine what the world could be

If everyone cared and nobody cried
If everyone loved and nobody lied
If everyone shared and swallowed their pride
Then we'd see the day when nobody died
When nobody died...

[Chorus]

We'd see the day, we'd see the day
When nobody died
We'd see the day, we'd see the day
When nobody died
We'd see the day when nobody died




ColdPlay  - "The Scientist"
Come up to meet you, tell you I'm sorry
You don't know how lovely you are

I had to find you
Tell you I need you
Tell you I set you apart

Tell me your secrets
And ask me your questions
Oh, let's go back to the start

Running in circles
Coming up tails
Heads on a science apart

Nobody said it was easy
It's such a shame for us to part
Nobody said it was easy
No one ever said it would be this hard

Oh, take me back to the start

I was just guessing
At numbers and figures
Pulling the puzzles apart

Questions of science
Science and progress
Do not speak as loud as my heart

Tell me you love me
Come back and haunt me
Oh, and I rush to the start

Running in circles
Chasing our tails
Coming back as we are

Nobody said it was easy
Oh, it's such a shame for us to part
Nobody said it was easy
No one ever said it would be so hard

I'm going back to the start

Oh [x4]



Avril Lavigne - "Slipped Away"
Na na, na na na, na na

I miss you, miss you so bad
I don't forget you, oh it's so sad

I hope you can hear me
I remember it clearly

The day you slipped away
Was the day I found it won't be the same
Oh

Na na na na na na na

I didn't get around to kiss you
Goodbye on the hand
I wish that I could see you again
I know that I can't

Oh
I hope you can hear me
'Cause I remember it clearly

The day you slipped away
Was the day I found it won't be the same
Oh

I've had my wake up
Won't you wake up
I keep asking why
And I can't take it
It wasn't fake
It happened, you passed by

Now you're gone, now you're gone
There you go, there you go
Somewhere I can't bring you back
Now you are gone, now you are gone
There you go, there you go,
Somewhere you're not coming back

The day you slipped away
Was the day I found it won't be the same no..
The day you slipped away
Was the day that I found it won't be the same oh...

Na na, na na na, na na
I miss you


Dido - "White Flag"
I know you think that I shouldn't still love you,
Or tell you that.
But if I didn't say it, well I'd still have felt it
Where's the sense in that?

I promise I'm not trying to make your life harder
Or return to where we were

But I will go down with this ship
And I won't put my hands up and surrender
There will be no white flag above my door
I'm in love and always will be

I know I left too much mess and destruction
To come back again
And I caused nothing but trouble
I understand if you can't talk to me again

And if you live by the rules of "it's over"
Then I'm sure that that makes sense

I will go down with this ship
And I won't put my hands up and surrender
There will be no white flag above my door
I'm in love and always will be

And when we meet
Which I'm sure we will
All that was there
Will be there still
I'll let it pass
And hold my tongue
And you will think
That I've moved on....

I will go down with this ship
And I won't put my hands up and surrender
There will be no white flag above my door
I'm in love and always will be

I will go down with this ship
And I won't put my hands up and surrender
There will be no white flag above my door
I'm in love and always will be

I will go down with this ship
And I won't put my hands up and surrender
There will be no white flag above my door
I'm in love and always will be


Audioslave - "Be Yourself"
Someone falls to pieces
Sleeping all alone
Someone kills the pain
Spinning in the silence
To finally drift away
Someone gets excited
In a chapel yard
Catches a bouquet
Another lays a dozen
White roses on a grave

To be yourself is all that you can do
To be yourself is all that you can do

Someone finds salvation in everyone
And another only pain
Someone tries to hide himself
Down inside himself he prays
Someone swears his true love
Until the end of time
Another runs away
Separate or united?
Healthy or insane?

To be yourself is all that you can do
To be yourself is all that you can do
To be yourself is all that you can do
To be yourself is all that you can do

And even when you've paid enough, been pulled apart or been held up
With every single memory of the good or bad faces of luck
don't lose any sleep tonight
I'm sure everything will end up alright

You may win or lose

But to be yourself is all that you can do
To be yourself is all that you can do




Snow Patrol - "Chasing Cars"
We'll do it all
Everything
On our own

We don't need
Anything
Or anyone

If I lay here
If I just lay here
Would you lie with me and just forget the world?

I don't quite know
How to say
How I feel

Those three words
Are said too much
They're not enough

If I lay here
If I just lay here
Would you lie with me and just forget the world?

Forget what we're told
Before we get too old
Show me a garden that's bursting into life

Let's waste time
Chasing cars
Around our heads

I need your grace
To remind me
To find my own

If I lay here
If I just lay here
Would you lie with me and just forget the world?

Forget what we're told
Before we get too old
Show me a garden that's bursting into life

All that I am
All that I ever was
Is here in your perfect eyes, they're all I can see

I don't know where
Confused about how as well
Just know that these things will never change for us at all

If I lay here
If I just lay here
Would you lie with me and just forget the world?




Keane - "Somewhere Only We Know"
I walked across an empty land
I knew the pathway like the back of my hand
I felt the earth beneath my feet
Sat by the river and it made me complete

Oh simple thing where have you gone?
I'm getting old and I need something to rely on
So tell me when you're gonna let me in
I'm getting tired and I need somewhere to begin

I came across a fallen tree
I felt the branches of it looking at me
Is this the place we used to love?
Is this the place that I've been dreaming of?

Oh simple thing where have you gone?
I'm getting old and I need something to rely on
So tell me when you're gonna let me in
I'm getting tired and I need somewhere to begin

And if you have a minute why don't we go
Talk about it somewhere only we know?
This could be the end of everything
So why don't we go
Somewhere only we know?
Somewhere only we know?

Oh simple thing where have you gone?
I'm getting old and I need something to rely on
So tell me when you're gonna let me in
I'm getting tired and I need somewhere to begin

And if you have a minute why don't we go
Talk about it somewhere only we know?
This could be the end of everything
So why don't we go?
So why don't we go?

Ah-ah-ah
Ah-ah-ah

This could be the end of everything
So why don't we go
Somewhere only we know?
Somewhere only we know?
Somewhere only we know?




As I listened to hundreds .. perhaps thousands of songs --- Malay, Chinese and English ... these are just few of my favourites ... this is my TASTE.

TEH

Stock Watch : SCBuild


Morning ... Friday. DOW up almost 100points ... as markets rebounded due to FED. No more correction and buying spree on the way ... GLC-linked counters on strong move.

SCBuild : I had a short meeting with my trading group regarding this counter. It is ex-Flonic.

For further info ... visit the website : http://www.flonic.com/

Yesterday, it was activated after lunch. This is stage 1 ... watch me, it says.

What is stage 1? I have written about the 6-stage how a stock being pushed up. You may want to read that.

Now ... we still in preparation for market-crash ... and not crash yet.

Tonight might plan one e-meeting to talk about CUT-LOSS (again? yes yes ... till the crash is here).

Tonight want to show my 'first journal' ... Jan 2008 till June 2008 ... haha. I found it when i was doing my packing (to shift office)

Please join my meeting, Friday, 23 September, 2016 at 10:00 PM

https://global.gotomeeting.com/join/300963245

Meeting ID: 300-963-245

Time to watch market opening.

TEH